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Discover exclusive installment offers on appliances, furniture, and gadgets to bring home the perfect gifts for yourself and your loved ones this holiday season The holiday season holds a special place in the hearts of us Filipinos. It is a time for sharing love and appreciation with family and loved ones. As the season draws near, many of us diligently save up to make it truly memorable, showering our loved ones with thoughtful gifts. However, life often throws curveballs in the form of unexpected expenses, potentially derailing those well-laid plans and leaving some to settle for less or compromise with “pwede na.” This holiday season, Home Credit Philippines, the country’s leading consumer finance company, is making spirits bright with its Todo Pasko deals. Thoughtfully made to help Filipinos avoid holiday compromises, these offers make it easier for you to acquire the perfect gifts for yourself and your loved ones without putting a strain on your budget. With Home Credit’s Todo Pasko deals , your holiday wish list is within reach, allowing you to reward yourself for your hard work and fully embrace the joy of giving this season. Embrace the holiday spirit with incredible offers as low as 0% interest on a wide range of products available until January 31, 2025, while some eligible customers will also have the option of no downpayment. Upgrade your home and elevate your celebrations with top-of-the-line appliances, including refrigerators, ovens, televisions, washing machines, karaoke sets, and much more. Todo Pasko also extends to the latest gadgets, including smartphones, laptops, and even accessories. Treat yourself and your loved ones to cutting-edge technology, boosting productivity and amplifying entertainment as you step into the new year. And to complete your holiday haven, explore a wide selection of furniture to refresh your living space. Create a stylish and comfortable setting for holiday gatherings or simply elevate your home’s ambiance. Taking advantage of these incredible offers is easier than ever! Choose from a variety of installment plans, ranging from six to 18 months, to suit your budget. With just one valid ID, qualified customers can enjoy a swift application process and receive approval in as fast as one minute. Todo Pasko deals are available at over 15,000 Home Credit partner stores across 75 provinces nationwide. This Holiday season , kayang-kaya mong itodo ang Pasko with Home Credit’s Todo Pasko deals . Imagine the delight on your loved ones’ faces as they unwrap the appliances, gadgets, and furniture they’ve been dreaming of. After a year of hard work and dedication, everyone deserves to be rewarded, and that includes you! Streamline your holiday shopping with the Home Credit App! Download it today from Google Play or the App Store for quick and easy pre-approval on product installments. Need assistance? Our friendly Home Credit sales representatives are ready to help at any partner store. To discover the latest deals and locate your desired appliances, gadgets, and furniture at nearby partner stores, you can also visit the Shoppingmall.ph. This platform provides a comprehensive overview of Home Credit’s Todo Pasko offers, ensuring you find the perfect gifts for everyone on your list. To learn more about the latest updates from Home Credit Philippines, visit its official website, www.homecredit.ph . You may also follow its official Facebook , Instagram , and TikTok accounts. Home Credit Philippines is a financing company duly licensed and supervised by the Securities and Exchange Commission (SEC) and the Bangko Sentral ng Pilipinas (BSP). More information on HCPH is available at www.homecredit.ph . Being business-savvy should be fun, attainable and A+. BMPlus is BusinessMirror's digital arm with practical tips & success stories for aspiring and thriving millennial entrepreneurs.online games to play with friends on phone 。

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Federal judge rules Alabama city must allow gay pride float at Christmas paradeThis report is from today's CNBC Daily Open, our international markets newsletter. CNBC Daily Open brings investors up to speed on everything they need to know, no matter where they are. Like what you see? You can subscribe here . > 24/7 San Diego news stream: Watch NBC 7 free wherever you are U.S. markets take a breather The S&P 500 slipped 0.19%, the Dow Jones Industrial Average lost 0.55% and the Nasdaq Composite retreated 0.18% as traders await today's jobs report . Asia-Pacific markets traded mixed on Friday . India's Nifty 50 slipped around 0.1% on the country's interest rate decision, while Hong Kong's Hang Seng index climbed roughly 1.3%. India's central bank keeps rates The Reserve Bank of India on Friday left interest rates unchanged at 6.5% , as economists in a Reuters poll had expected. The central bank is balancing India's high inflation and a slowing economy: year-on-year prices rose 6.21% in October , while the country's fiscal third-quarter gross domestic product grew by a surprisingly low 5.4% from a year ago. What to expect from U.S. jobs report The U.S. nonfarm payrolls report for November is coming out later today. After the shockingly low 12,000 jobs added in October — largely attributed to factors like disruptions from hurricanes and strikes — economists polled by Dow Jones expect the U.S. economy to have added 214,000 jobs in November . The October number could also be revised higher. Crypto continues riding waves On Thursday, bitcoin smashed the $100,000 barrier — though it has since retreated from that level to around $98,100. With U.S. President-elect Donald Trump's announcement on Thursday that venture investor David Sacks will be the White House's "A.I. & Crypto Czar," investor sentiment toward bitcoin might get another boost. [PRO] Top global picks for 2025 Investment bank Macquarie is bullish on several Asian stocks for the next year. Those companies span sectors from automotive to defense and have a potential upside of at least 50% , according to the bank. Money Report European markets set to open lower as French political upheaval drags on UniCredit's Orcel could still sweeten his bid and take on a double M&A offensive The U.S., in terms of its economy and financial markets, seems to be firing on all cylinders. Even though major U.S. indexes fell yesterday, when viewed in the context of their performance this week, it looks like a slight pause after achieving a series of record closing levels. And U.S. stocks could continue notching fresh highs in the future, according to bank analysts. "As far as the SPX goes, we believe the index will finish 2025 in the 6500 to 6700 range," Scott Wren, senior global market strategist at Wells Fargo , wrote in a Wednesday note. Taking the higher end of Wren's estimate, that implies a 10% upside from Thursday's close. If that scenario plays out for the S&P 500, it would mark the third consecutive year of gains for the broad-based index. The S&P has already shot up 27.6% year to date, its second-highest annual increase in the 21st century, according to Deutsche Bank . The strength of the U.S. stock market is more striking when compared with its European counterpart. "MAGA policy expectations, coupled with Goldilocks data, have revived animal spirits for US equities. In contrast, Europe remains on the back foot amid stagnant growth, tariff threats and political crisis in France," Barclays wrote on Wednesday. "It is hard to see an end to US exceptionalism any time soon, which we think remains the playbook into 2025." The U.S. economy, likewise, isn't showing signs of flagging. The Atlanta Federal Reserve forecasts U.S. economic growth in the fourth quarter to hit 3.3% on an annualized basis. That's a small uptick from its 3.2% estimate earlier this week, and higher than third-quarter growth of 2.8% . Employment is the engine that powers most aspects of the economy. November's jobs report, out later today, will give investors more insight into whether U.S. economic and financial growth can continue racing forward. — CNBC's Jesse Pound, Lisa Kailai Han and Sean Conlon contributed to this report. Also on CNBC U.S. exceptionalism seems difficult to dismiss for now South Korea and its markets are not unfamiliar with impeachment Impeachments are not new to South Korea — and its markets

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SPRINGFIELD – Eleventh graders Anthony Paredes and David Nyarko adjusted the sound levels Thursday on new podcasting equipment in the Business Technology classroom at Springfield High School of Science and Technology . Saying they’re still trying to figure podcasting out, Paredes, who hopes to join the Air Force after graduation, hopes his classmates can create a podcast version of their analysis of commercial real estate.— The Frederick County Planning Commission voted unanimously Wednesday night to table a proposed rezoning of approximately 101 acres next to Middletown Elementary School from Light Industrial (M1) to Technology-Manufacturing Park (TM), as concerns bought up by members at a recent work session had not been adequately addressed by the developer. "We want to have businesses flourish in Frederick County," Planning Commission Chairman Tim Stowe told developer Scott Plein following the vote, "but we've got to do it right." No specific use has been designated for the Middletown LLC property, but at the panel's Nov. 20 work session, commissioners and the developer clashed over issues such as proposed proffers for transportation improvements, viewshed concerns in the rural area which is near Cedar Creek and Belle Grove National Historical Park and prohibiting uses allowed in TM zoning that could negatively impact Middletown Elementary School. Following the work session, the developer made changes to the proffer statement, but it wasn't enough to sway the Planning Commission. Greenway Engineering Vice President Christopher Mohn, representing the developer, said the proffered amount for two new traffic signals at the nearby intersection of Interstate 81 and Reliance Road had been increased from $200,000 to $280,000 to represent 14% of the up to $2 million it would cost to build the new signals. The 14% was an estimate from a traffic study done by the developer representing the total percent of peak hour trips from the development that would impact the interchange. That figure and study were criticized by commissioners during the work session and again Wednesday night. "You show where you've increased the wait times on the northbound lanes after the development by 900%, now how can you say that that's only 18-19% impact?" commission member Roger Thomas asked. Commission member Mollie Brannon calculated the total percentage increase for wait times and queuing on the southbound and northbound lanes and came up with an increase of more than 60% for both. "How does 16% of traffic cause that much queuing and wait time, are they trains?" Brannon questioned. Proposed uses of the property were another factor. Even though the developer eliminated manufacturing and storage of live munitions as possible uses, numerous others in TM zoning were mentioned as inappropriate next to an elementary school. Thomas brought up slaughterhouses and battery manufacturing as examples. While Mohn didn't really budge on the traffic impact analysis, he did indicate the uses could be revised. "I think there's no question we could take a look at that and be more selective and potentially remove some of those [uses]... because there are some risks clearly that are associated with that, and arguably not appropriate near an elementary school," Mohn said. While only six commission members expressed concerns regarding the rezoning application, community members made themselves heard during a public hearing on the matter. Cedar Creek and Belle Grove National Historical Park Site Manager Karen Beck-Herzog criticized the developer's viewshed analysis, as she said development of the property could hurt the experience for park visitors a few miles away. "The applicant provided a very basic and limited viewshed analysis," she said. Jack Owens, a park ranger for the Shenandoah Valley Battlefields National Historic District, mentioned that the acres eyed for rezoning are designated as core battlefield land in the Cedar Creek area, where the Battle of Cedar Creek was fought during the Civil War. "Rezoning this land without a comprehensive ordinance and codes in place for technology-related infrastructure could lead to irreversible damage to historic landscapes," he said. The tabling isn't the end for the rezoning, as it must go before the Frederick County Board of Supervisors within 90 days of Wednesday's meeting. This means that it has to go back before the Planning Commission by its Feb. 19 meeting at the latest in order to go before the board in time.

Solaris Resources Appoints New CEO and Moves Headquarters to SwitzerlandArticle content Bernadette McIntyre, a well-known volunteer recognized for her contributions to the Saskatchewan and Canadian sports communities, has been introduced as the province’s 24th lieutenant-governor . The announcement was made on Friday afternoon by Prime Minister Justin Trudeau, who offered congratulations to McIntyre. “ Her leadership and spirit of volunteerism represent the very best of what Canadians do to build a more prosperous and welcoming country. I am confident she will continue to serve Saskatchewanians and Canadians with distinction in her new role,” said Trudeau in a statement. Premier Scott Moe also offered a statement shortly after the news broke. “Bernadette McIntyre has enriched our province by her substantial contributions in several areas, including sport, tourism, business and corporate governance,” said Moe. “She has been a tireless volunteer for numerous groups and special events.” Having held executive roles at Saskatchewan Government Insurance (SGI) and the Wascana Centre Authority, McIntyre is also a member of the Saskatchewan Sports Hall of Fame. McIntyre was the first woman to be president of the Saskatchewan Curling Association (now CurlSask) and also served as president of the 2001 Canadian Olympic Curling Trials in Regina. She sat on the board of governors for Curling Canada and chaired several Regina-based championships, including the 1998 Scott Tournament of Hearts and the 2006 Tim Hortons Brier, making her the first woman to hold that position. McIntyre, a long-time board member at the Highland Curling Club, was part of the 2013 and 2022 Grey Cup Festival leadership teams in Regina and co-chaired the Ladies Professional Golf Association (LPGA) event held there in 2018. Outside of sports, she was a member of the University of Regina senate and board of governors as well as a board member with the Sandra Schmirler Foundation and Access Communications. In recognition of her community service, McIntyre has received multiple awards, including Curling Canada’s Award of Achievement, the Scotties’ Joan Mead Builder’s Award, and Sport Tourism Canada’s Volunteer of the Year Award. She was also inducted earlier this year into the Regina Sports Hall of Fame. Meanwhile on Friday, Trudeau and Moe also thanked outgoing lieutenant-governor Russ Mirasty for his service. Mirasty, appointed in 2019, was Saskatchewan’s first Indigenous lieutenant-governor. “On behalf of the people of Saskatchewan I would like to thank Their Honours for their outstanding service,” said Moe, also extending thanks to Mirasty’s wife Donna. “Everywhere they travelled throughout Saskatchewan, their genuine warmth and kindness touched the people they met. I wish them all the best in their future endeavours.” The lieutenant-governor is the official provincial representative of His Majesty King Charles III, tasked with fulfilling roles and functions of the Crown such as granting Royal Assent to provincial laws. Lieutenant-governors in each province are appointed by the Governor General of Canada on the recommendation of the prime minister, serving terms of at least five years. Share this Story : Bernadette McIntyre announced as Sask.'s 24th lieutenant-governor Copy Link Email X Reddit Pinterest LinkedIn TumblrApple plans to overtake Qualcomm with its in-house 5G modems

SANTA CLARA, Calif. (AP) — Dan Campbell stood at the podium after Detroit blew a 17-point lead to San Francisco in last season's NFC title game and talked about how that might have been the Lions' only shot at reaching the Super Bowl. The coach knew how difficult it would be to maintain that high level of play through injuries, attrition and with a target on their back as a top contender in the NFC. Eleven months later as Campbell and the Lions prepare to return to Levi's Stadium for the first time since that loss , that has proved to be prophetic — for San Francisco instead of Detroit. The Lions (13-2) head into the rematch Monday night with the inside track at the top seed in the NFC playoffs, while the 49ers (6-9) have already been eliminated from postseason contention . The element of revenge for last season's 34-31 loss is secondary for Detroit, considering what's on the line the last two weeks of the season. The Lions can clinch the top seed in the NFC by winning their final two games or with a win against the Niners if Minnesota loses to Green Bay on Sunday. “Anytime we lose, the thought of losing is going to motivate you to not want to lose again, particularly with where you were at,” Campbell said. “So, that’s always going to bring its own level of motivation to it. But this is where we’re at in the season, we know that we need another win, we understand where we’re at in the division and the NFC, so I think it’s all encompassing.” While the Lions have no need to search for motivation, that's not the case for the 49ers, who are playing out the string of a lost season after making losing back-to-back NFC title games in 2021-22 and the Super Bowl last season. A run of injuries to key players like Christian McCaffrey, Trent Williams, Nick Bosa and Brandon Aiyuk, combined with inconsistent play all season have led to the 49ers having nothing to play for in the final two games. “It’s obviously not where you want to be this time of year,” Bosa said. "It’s different, especially watching where we’re at last year against this team. Just that feeling of December, January football is a feeling that I’ve gotten used to being really competitive and being in the mix. I think we’re doing a good job of staying engaged and obviously this is our job, so we’re going to finish it strong. Go ing deep Detroit’s faith in Jameson Williams is paying off, taking advantage of his game-breaking abilities with big plays. Jared Goff heaved an 82-yard touchdown pass over Williams’ shoulders and into his hands in last week’s win at Chicago. Earlier this season, Goff threw 70-, 64- and 52-yard passes for scores to the third-year receiver. “We work on it a ton, him and I do, and it’s a testament to him,” Goff said. “He’s asking for it. He wants that work, and I’m more than happy to give it to him during the week. It’s good. Our connection continues to grow. He’s obviously one of the best deep threats in our league, even when it’s not perfect.” Makeshift line The 49ers head into the game scrambling to put together an offensive line. Williams has been out for more than a month with an ankle injury and his backup at left tackle, Jaylon Moore, is now sidelined by a quadriceps injury. Left guard Aaron Banks injured his knee last week, while his backup Ben Bartch is already out with an ankle injury. That will leave the Niners with two third-stringers protecting Brock Purdy. But Shanahan said he isn’t thinking of sitting Purdy to protect him. “People deal with that throughout the year on other weeks, too,” he said. “I mean, we’ve got a football team. We’ve got to go out and we’ve got two games here and we’ve got to see what guys we can put out there and whatever we do we’re going to put a game plan together to, as best as we can to give us a chance to win.” Bag of tricks Lions offensive coordinator Ben Johnson, who may have a chance for the second straight offseason to be an NFL head coach, routinely pulls off trick plays and his latest was a doozy. Goff intentionally stumbled after taking a snap and Jahmyr Gibbs went to the ground as their teammates yelled, “fumble,” to fool the Bears on a 21-yard touchdown pass to Sam LaPorta. “Those make you feel good because everybody is invested in it,” Campbell said. “It’s fun. It’s different. It’s sound. “I know it sounds crazy, but it’s sound.” Just for kicks San Francisco kicker Jake Moody is having a rough second season after being drafted in the third round a year ago. Moody has missed seven field goals this season, including a 41-yarder last week at Miami. Moody is just 10 for 16 since coming back from a high ankle sprain in his kicking foot, but Shanahan said he still has confidence in him. “I still feel the same about him, that I believe he’ll be our guy,” Shanahan said. "I mean everyone’s got to perform and do things like that. I think he has had a tough year. Before his high ankle sprain, he missed one. ... I think he was 12 of 13 before that, so I thought he was doing really well." ___ AP Sports Writer Larry Lage contributed to this report. ___ AP NFL: https://apnews.com/hub/nfl Josh Dubow, The Associated PressAMP Memberships Launches Highly Integrative Clarity System at Tagg-N-Go Car Wash In IdahoU.S. Gold Corp. 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