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69 ace super Top 5 Cybersecurity Careers to Watch in 2025 12-26-2024 09:40 PM CET | Science & Education Press release from: ABNewswire Imagine a world where every swipe, click, or tap could put your data at risk. As we hurtle towards a more connected future, the demand for cybersecurity professionals has skyrocketed. It's not just about defending against hackers anymore - companies are hunting for experts who can anticipate threats, build ironclad defenses, and protect their most valuable asset: data. What's even better? They're willing to pay handsomely for it. Whether you're just starting out or looking to level up your career, the cybersecurity landscape in 2025 offers a treasure trove of high-paying opportunities. So, what are the roles that stand out? Which ones could lead you to six-figure salaries or more? In this blog, we will discover the Top 5 Highest-Paying Cybersecurity Jobs for 2025 [ https://www.abnewswire.com/pressreleases/key-cybersecurity-trends-and-skills-for-2025_722916.html ] and trust us, these roles aren't just lucrative; they're exciting and impactful. Ready to explore? Let's jump right in! 1. Chief Information Security Officer (CISO) A Chief Information Security Officer, or CISO, isn't just a job - it's a responsibility. Think of a CISO as the commander of a company's cybersecurity army. They strategize, oversee incident responses, and ensure that every corner of the organization is protected from cyber threats. With such a high level of accountability, it's no surprise that CISOs [ https://www.infosectrain.com/courses/cciso-certification-online-training/ ] are some of the best-paid professionals in the industry. By 2025, they can expect salaries ranging from $210,000 to $280,000, with industries like finance and healthcare often offering even higher figures. What Do You Need to Get There? * Key Certifications: CISSP, CISM, or CISA. * Skills: Risk management, IT governance, and a deep understanding of business operations. * Experience: Years of hands-on expertise and a proven track record in leadership roles. With the rise of cyber threats targeting critical industries, CISOs are indispensable, and the paycheck proves it. 2. Security Architect If you love designing and building secure systems, this role could be your calling. Security Architects are the masterminds who create the "blueprints" for an organization's cybersecurity infrastructure. They design secure networks, implement encryption protocols, and think three steps ahead of potential attackers. By 2025, Security Architects can earn between $155,000 and $260,000, making it one of the most rewarding roles for tech-savvy professionals. What Do You Need to Get There? * Key Certifications: CISSP, ISSAP, or CCSP. * Skills: Secure network design, cloud security expertise, and hands-on experience with firewalls and encryption tools. If you're someone who thrives on planning and innovation, this role offers both creative and financial satisfaction. 3. Cloud Security Engineer As the world moves to the cloud, the demand for Cloud Security Engineer [ https://www.infosectrain.com/courses/certified-cloud-security-engineer-training-course/]s has surged. These professionals ensure that platforms like AWS, Azure, and Google Cloud remain safe from breaches and vulnerabilities. In 2025, Cloud Security Engineers are expected to rake in $125,000 to $205,000 annually. With organizations increasingly reliant on cloud technology, this role offers both stability and growth. What Do You Need to Get There? * Key Certifications: AWS Certified Security Specialty, CCSP, or Google Professional Cloud Security Engineer. * Skills: Mastery of cloud platforms, network security, and data encryption. If you're fascinated by cloud computing, this is a career path that promises immense rewards. 4. Cybersecurity Manager/Director Are you a natural leader? As a Cybersecurity [ https://www.infosectrain.com/free-cybersecurity-training/ ] Manager or Director, you'll oversee policies, manage teams, and ensure rapid responses to cyber incidents. Think of yourself as the glue that holds a company's cybersecurity strategy together. By 2025, professionals in these roles can earn between $135,000 and $190,000, making it a great option for those who enjoy managing people and processes. What Do You Need to Get There? * Key Certifications: CISM, CISSP, or CCISO. * Skills: Leadership, policy creation, and incident response. For those who love strategy and teamwork, this role is as rewarding as it ge 5. Ethical Hacker Ever thought about getting paid to think like a hacker? Ethical Hackers [ https://www.infosectrain.com/courses/certified-ethical-hacker-ceh-training/ ], also known as penetration testers, are hired to uncover vulnerabilities in systems before malicious actors can exploit them. With salaries ranging from $105,000 to $165,000, Ethical Hackers are highly sought after by companies looking to strengthen their defenses. What Do You Need to Get There? * Key Certifications: CEH, OSCP, or CPENT. * Skills: Proficiency in tools like Kali Linux, programming expertise, and knowledge of network protocols. This role is perfect for those who enjoy solving puzzles and thinking outside the box Your Future Awaits Cybersecurity isn't just a career, it's a mission. As the digital world grows, so does the need for skilled professionals who can protect it. Whether you're aiming for a leadership position as a CISO or want to explore into the technical world as an Ethical Hacker, the opportunities are endless, and so are the rewards. Which of these roles excites you the most? Drop a comment below and let us know. And remember, the future of cybersecurity is bright and it could be yours for the taking. Salary Source Courtesy: Cybersecurity Ventures, Glassdoor, Robert Half's 2024 Salary Guide, Dice Insights, Payscale, and Cybersecurity Guide. Media Contact Company Name: InfosecTrain (An Intiative by Azpirantz Technologies LLP) Contact Person: Vikas Agrawal Email:Send Email [ https://www.abnewswire.com/email_contact_us.php?pr=top-5-cybersecurity-careers-to-watch-in-2025 ] Phone: 18008437890 Address:B7, Sector 1 City: Noida State: Uttar Pradesh 201301 Country: India Website: http://www.infosectrain.com This release was published on openPR.

Michail Antonio had video call with West Ham team before their win over WolvesNone

PHILADELPHIA (AP) — Jalen Hurts may sit out a potential NFC East clincher against Dallas because of the lingering effects of a concussion . The Eagles could also just rest Hurts to play it safe -- even if he’s medically cleared ahead of Sunday’s game -- and protect their franchise QB from additional injury over the final two games. Eagles coach Nick Sirianni kept quiet this week on which QB will start Sunday, in large part, of course, because of the head injury suffered by Hurts in last week’s loss to Washington that forced him into the concussion protocol . The issue was complicated by backup Kenny Pickett’s rib injury suffered in relief of Hurts in his first real game competition in nearly a year. Tanner McKee, the third-string QB, could move into a backup role — or maybe even get the start against the Cowboys. Philadelphia's starting quarterback situation has surged past Saquon Barkley's chase at Eric Dickerson's season rushing record as the most intriguing talking point in the final two games. The Eagles (12-3) appear certain to win the division title — they're two games ahead of Washington (10-5) — and a No. 2 seed in the conference no matter the quarterback headed into the playoffs. Even with an unsettled QB spot, the Eagles are are still 71⁄2-point home favorites to beat division rival Dallas, per BetMGM Sportsbook. Sirianni appreciated that quarterback depth has been a strength for the Eagles. “We feel good about that room,” he said. So why risk Hurts against the Cowboys? There's little reason to make Hurts play only a week after absorbing a pair of blows to the head and the extra week off — maybe two if the finale against the Giants is truly meaningless — could add to his recovery time ahead of a home playoff game. The Eagles were burned in a similar situation last season when Hurts and star wide receiver A.J. Brown were both injured in the final game against the Giants with little at stake. With both players hampered by unnecessary injuries, the Eagles were dumped the next week by Tampa Bay in the NFC wild-card playoff game. The Eagles have options if Hurts is inactive. Pickett was 14 of 24 for 143 yards in relief, throwing a touchdown pass to Brown and an interception. Pickett, a first-round pick out of Pitt in 2022, went 14-10 as a starter for the Steelers before he was traded to the Eagles in the offseason. McKee was the Eagles’ 2023 sixth-round pick out of Stanford. The 6-foot-6, 231-pound quarterback has yet to take a snap in a regular-season game. He's mostly used in practice on the scout team or in developmental periods — at best, he'll stay late after practice to get some reps in with the top receivers. “Every week, every opportunity, it's knowing it could be my shot, my chance,” McKee said. He could finally get that shot against Dallas. With the Cowboys out of playoff contention, the questions persist for coach Mike McCarthy about bypassing Cooper Rush for a look at Trey Lance before both QBs hit free agency. McCarthy’s answer hasn’t wavered: Rush gives Dallas the best chance to win. Rush is 4-3 since Dak Prescott’s season-ending hamstring tear after going 5-1 over two previous stints as an injury replacement. That’s 9-4 total. Half the losses came in both of Rush’s starts against Eagles – the last of five games filling in during the 2022 season and the first game this season. “The mindset is to win,” McCarthy said. “We’re going to Philadelphia to win the game.” Barkley leads the NFL with 1,838 yards rushing for the season through 15 games. He still needs two big outings in the final games of the season against Dallas and the New York Giants to top Dickerson and his 2,105 yards for the Los Angeles Rams in 1984. Barkley is 268 yards away from passing Dickerson for the season mark and 162 shy from becoming the ninth player in NFL history with 2,000 yards rushing in a season. He ran for only 66 yards in the first game this season against Dallas. Dallas ranks 28th in the NFL in rushing defense, surrendering 135.9 yards per contest. Philadelphia, behind Barkley’s stellar play, tops the league at 187.9 yards per game on the ground. The Eagles have already have set a team record for yards rushing in a season with 2,818, and they are within four rushing touchdowns of tying the club’s single-season mark of 32, set in 2022. Barkley needs four more rushing touchdowns to tie LeSean McCoy’s Eagles record, set in 2011 and just 33 yards from scrimmage to break McCoy’s mark of 2,146 set in 2013. Star Dallas edge rusher Micah Parsons needs half a sack to reach double digits in each of his first four seasons despite missing four games with a high ankle sprain, the first injury absence of his career. The 2021 AP Defensive Rookie of the Year would be the fifth player to reach 10 sacks in each of his first four seasons. The other four — Claude Humphrey, Reggie White, Derrick Thomas and Dwight Freeney - are in the Pro Football Hall of Fame. AP Pro Football Writer Schuyler Dixon contributed from Arlington, Texas. AP NFL: https://apnews.com/hub/nflMutara III Rudahigwa, the strategist and transgenerational inspirer

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The AI revolution is at home in AfricaI’ve been seeing variations on the question above on comment boards and social media, and the answer is inevitably a resounding “No. Fucking. Way.” But let’s be clear about what the question really is, since it’s actually two questions at once. The fundamental thing that’s being asked is: Could “ Babygirl ,” an enthralling high-kink corporate drama, in which Nicole Kidman plays a girlboss who secretly yearns to be dominated and debased, and plays this all out with one of her young male interns...could a male director have gotten away with making that movie today? The answer everyone seems to agree on, with an underlying note of look-how-far-we’ve-come cultural pride, is no. I don’t necessarily disagree — though actually, in a way, I sort of do. “Babygirl,” written and directed by the volcanically talented Dutch filmmaker Halina Reijn , is a gripping movie about a woman who liberates herself by giving into transgressive desires — desires we might once have categorized as politically or sexually incorrect, and that we would now call...what? Would we say, “She gets turned on by doing stuff that’s super not woke?” No, we wouldn’t say that, because it would sound absurd. But the point is that “Babygirl” is a film about someone who feels, and believes, that her deepest desires are wrong. It’s important to recognize what a common sensation that is. There’s an old saying that goes, “Sex isn’t good unless it’s dirty,” and I think what that expresses is that it’s intrinsic to the nature of human sexuality that people are drawn, in the erotic arena, to acting out things that feel “naughty” or “bad” or whatever. It’s whatever floats your boat. That’s why we have movies like “Basic Instinct” or “91⁄2 Weeks” or “Last Tango in Paris” or “In the Realm of the Senses” or “Bound” or “The Piano Teacher” or “Unfaithful” — movies that allow us to play out, in a collective ritual (or, at least, it used to feel that way in a theater), the tingly lure of forbidden sexuality. And it’s why we have porn, which Kidman’s character in “Babygirl” is addicted to. That’s the realm where her libidinous imagination can roam free. Kidman’s character, Romy, is trapped in a gilded and proper upper-class domestic existence, with a husband, played by Antonio Banderas, who loves and supports her, and two daughters she’s devoted to. But that’s part of her prison. It’s the life she has built and the life she wants; she has no reason to leave it. Yet it doesn’t feed her inner flame. She also wants to own her sexuality, every last kinky enticing layer of it, and because movies work in a mythological way, “Babygirl” makes a larger statement about the desire of women to own their sexuality. That’s why knowing that there’s a woman filmmaker behind the camera is part of the film’s sexual politics. Once Romy and Samuel (Harris Dickinson), who seduces and dominates her by acting like a dick, begin their forbidden affair, the relationship that gets played out is teeming with “wrong” things. But the movie, though it wants to be sexy, isn’t exploiting those things; it’s exploring them. Its gaze is allied with a liberated vision. What if a man had made the same film? You could certainly say it would be more controversial. But I still think it would be the kind of hot-button conversation-starter that movies should be about. And if the ultimate truth of a movie is what’s onscreen, and if we agree that “Babygirl” is not an exploitation film, then if a man had directed it, why in theory would we need to react differently to what’s onscreen? But here’s the thing: It wouldn’t have been the same movie. The crucial point about authorship and gender relates to the second meaning of “Could ‘Babygirl’ have been made by a male director?” Politically, that movie might have been an even hotter potato, but the real answer is: A male director would not and could not have made “Babygirl” the way that Halina Reijn made it. It’s not just about the cultural identity politics. It’s about how the film’s power emerges from a hard-wired female consciousness. Kidman’s performance is extraordinary (the best by a female actor this year, in my opinion), but part of what makes acting like this possible is that the role is conceived with an intimacy that renders Romy’s gaze more potent than ours. She’s gazing into the sadomasochistic abyss of her own longing. I think it’s worth noting just how infrequently the movies have portrayed this level of incendiary sexual adventure, especially on the part of women. We’re used to seeing it in a fevered pop-thriller context (e.g., “Basic Instinct”). But serious erotic movies are actually very rare wildflowers. “91⁄2 Weeks,” which Reijn has cited as an inspiration that she watched countless times when she was younger, was always, to me, the glossy synthetic kitsch version of a transgressive romance. “Fatal Attraction,” also directed by Adrian Lyne (and also an influence on Reijn), is infinitely better than “91⁄2 Weeks,” but it’s less about sexuality than a new line in the sand that women were drawing, with Glenn Close’s Alex telling Michael Douglas’s sneaky adulterer: I will not be used and thrown away. What “Babygirl” gets into, in the scene where Romy and Samuel meet up for an extended hotel-room tryst, is the shivery ambivalence Romy feels, her alternating current of fear and desire, and the danger too, which Samuel picks up on and uses to excite her. She’s letting go at last, but the focus is on the push-pull of her emotions. I can’t imagine that a male director would have staged that scene in quite that way. So no, a male director couldn’t have made the movie that “Babygirl” is. For too long, women didn’t have the power to make movies like this one. In a real sense, it’s their turn. That’s a revolution to be celebrated. Yet if we pivot back to the original meaning of the question, it seems as if part of what’s being asked is, “ Should a male director today make a movie like ‘Babygirl’?” And in that sense, I confess I’m a bit uncomfortable with that resounding “no.” It feels as if the “no” is coming from people who are saying, implicitly, “We’re the ones who would attack that movie. Simply for existing.” Yet do we truly want to be that lockstep when it comes to the issue of who can make what? “Babygirl” is a film that revels in throwing off the shackles of what’s allowed. We shouldn’t greet a movie like that by using it as an opportunity to lay down one more restriction on what we, as a culture, allow.

By ROB MAADDI Missed kicks. Poor tackling. Costly penalties. Week 12 was filled with sloppy play around the NFL, leading to some upsets and surprising outcomes. Jayden Daniels nearly led Washington to an improbable comeback down 10 in the final two minutes against Dallas only to fall short because Austin Seibert’s extra point sailed wide left. After a field goal and successful onside kick, Daniels connected with Terry McLaurin on an 86-yard catch-and-run touchdown to bring the Commanders within one point with 21 seconds remaining. But Seibert’s point-after attempt failed and the Cowboys returned the ensuing onside kick for a touchdown to seal a 34-26 victory. Special teams were atrocious for both teams. Seibert also missed his first extra point and Washington allowed KaVontae Turpin’s 99-yard kickoff return for a score earlier in the fourth quarter. The Cowboys missed a field goal, had another blocked and had a punt blocked. “What a wild special teams moment of blocked punts, kicks, kickoff returns, blocked field goals, just a number of things going to that spot,” Commanders coach Dan Quinn said. Washington (7-5) was a 10 1/2-point favorite over the undermanned Cowboys (4-7) but ended up losing a third straight game. The Houston Texans were 8-point favorites against the lowly Tennessee Titans and let the game come down to Ka’imi Fairbairn missing a 28-yard field goal that would have tied it with just under two minutes left. C.J. Stroud threw two interceptions, was sacked four times and the Texans (7-5) committed 11 penalties, including an illegal shift that negated a go-ahead 33-yard TD pass to Nico Collins on the drive that ended with Fairbairn’s miss in the 32-27 loss. The Titans (3-8) averaged just 17 points per game before putting 32 on the scoreboard against Houston’s defense that entered No. 4 in the league. “We didn’t do anything well enough to win this game,” Texans coach DeMeco Ryans said. “Out of all the positives that we did have, there were way too many negatives. Too many negative plays. Score, get a penalty, get touchdowns called back. Get penalties on special teams. Just way too many negative plays defensively, like unexplainable explosives for touchdowns. We just didn’t play good across the board.” The San Francisco 49ers didn’t have quarterback Brock Purdy, star edge rusher Nick Bosa and All-Pro left tackle Trent Williams against Green Bay. That was no excuse for their undisciplined performance. The Niners committed nine penalties and their tackling was shoddy in a 38-10 loss to the Packers. The defending NFC champions are 5-6 with a trip to Buffalo (9-2) coming up. They’re still only one game behind Seattle and Arizona in the NFC West. “I’m really not concerned right now about how many guys were missing. We didn’t play good enough, so that’s not a factor. But, when you are missing some guys, you do have to be better. When you have those penalties and we didn’t stop the run like we did and we had those three turnovers in the second half, that’s how you get embarrassed.” Coming off their first loss of the season, the two-time defending Super Bowl champion Chiefs needed Patrick Mahomes’ heroics on the final drive to beat Carolina 30-27. Mahomes ran 33 yards to set up Spencer Schrader’s 31-yard field goal as time expired. Kansas City had 10 penalties, including a pass interference that gave the Panthers (3-8) another chance to make the 2-point conversion that tied the game with 1:46 remaining. On defense, the Chiefs (10-1) suddenly shaky unit gave up 334 total yards against Bryce Young and an offense that entered last in the NFL. “We’ve got to do better. We’re doing good in the red zone but that’s only a third of the field,” Chiefs safety Bryan Cook said. “We will go back and look at the film to see what we’re doing week to week, and see the tendencies that we’re giving up, and just move forward from there. At the end of the day, we’re all vets in the room for the most part. ... got to go back to the drawing board and see what we’re doing and correct it from there.” The Vikings allowed the Bears to recover an onside kick with 21 seconds left and Caleb Williams followed with a 27-yard pass to D.J. Moore to set up Cairo Santos’ tying 48-yard field goal. But Minnesota won in overtime, 30-27. The Chiefs and Vikings overcame their mistakes in narrow victories. The Commanders, Texans and 49ers couldn’t. They have to be better down the stretch to make a playoff run.

Germany's Merkel recalls Putin's 'power games' and contrasting US presidents in her memoirsMid-American Conference football goes all in on November weeknights for the TV viewers

The 17-year-old forward was introduced in the 78th minute of the Blues’ 3-1 victory over Astana, replacing Guiu. Mheuka joined Chelsea’s development squad in 2022 from Brighton and Hove Albion. Chelsea announced his arrival on their website and social media platforms. “As @TheSecretScout_ first reported last month, England youth international forward Shumaira Mheuka has completed his move from Brighton to Chelsea. “Mheuka is an Under-15 for the coming season but, having already played up at Under-18 level for Brighton, will continue on that accelerated trajectory at Chelsea. “He is not eligible for this season’s FA Youth Cup though,” Chelsea wrote. Following his impressive performances at Youth level, Mheuka has quickly risen through the ranks finding himself being named in the senior team’s match day squad. Mheuka, who is nicknamed Shim, was born in England to Zimbabwean parents. His father is the former Zimbabwe Saints attacking midfielder, Malcolm Mheuka.Huge Columbia sale knocks 50% off everything — 15 holiday deals I’m adding to my cart now

StubHub spokesperson Adam Budelli said Monday that the game being hosted in Columbus, Ohio, on Dec. 21 has sold 34% more tickets than the game in South Bend, Indiana, on Dec. 20. “The expanded college football playoffs are seeing early high demand, especially as we see new teams enter the competition for the first time,” Budelli said. StubHub lists tickets for sale from official event organizers, but most of its offerings are from the resale market. Here's the ticket marketplace's average CFP first-round prices as of Monday evening: 1. Indiana at Notre Dame — $733 2. Clemson at Texas — $518 3. Tennessee at Ohio State — $413 4. SMU at Penn State — $271 Get poll alerts and updates on the AP Top 25 throughout the season. Sign up here . AP college football: https://apnews.com/hub/ap-top-25-college-football-poll and https://apnews.com/hub/college-footballBy Anna Helhoski, NerdWallet The battle to get here was certainly an uphill one, but people are generally feeling better about the economy and their finances than they once did. On top of that, the economy has been easing into an ideal, Goldilocks-like position — not running too hot or cooling too quickly. Throughout 2024, consumer sentiment data showed people were fairly positive about the economy and their own finances, even if there’s remaining frustration over elevated prices compared to four years ago. Looking ahead, households are feeling more optimistic about their personal finances in the next year, as the share of those expecting to be in a better financial situation a year from now hit its highest level since February 2020. Combine positive personal vibes with a strong economic picture and it looks like 2024 wasn’t so bad for consumers, after all. But that doesn’t mean there weren’t bumps in the road or potential roadblocks ahead. To cap off the year, NerdWallet writers reflect on the top trends in personal finance and the economy this year — and what they think might be ahead in 2025. The economy steadily grew Elizabeth Renter, NerdWallet’s economist What happened: In 2024, U.S. consumers have proven resilient following a period of high inflation and ongoing high interest rates. Wage growth has been strong, owing in part to rising productivity. This has driven robust spending throughout the year, which has kept the economy growing at a healthy pace. The labor market has remained steady, though cooler than 2023, and price growth continues to moderate towards the Federal Reserve’s 2% inflation goal. What’s ahead: Barring significant changes to economic policy and significant shocks, the U.S. economy is expected to grow at a moderate rate in the coming year. Inflation will continue to moderate and the labor market will remain relatively healthy, all due in part to continued slow and deliberate rate cuts from the Fed. However, there are risks to this path. Higher tariffs and tighter immigration policies are likely, but the extent of these changes are yet unclear. The potential policy scenarios are many, and the economic outcomes complex. Increased tariffs are generally inflationary, and stricter immigration policies could impact the labor supply and economic growth. Consumers and small business owners with their eyes to the new year should focus on the things within their control. Savings accounts offered high rates and returns Margarette Burnette, consumer banking and savings writer What happened: High-yield savings accounts and certificates of deposit offered elevated rates in 2024, rewarding savers with strong returns. Following the Federal Reserve rate cuts in the second half of the year, high-yield accounts had modest rate decreases, but they continued to outperform traditional savings accounts and CDs. What’s ahead: We’re watching for further Federal Reserve rate cuts, which could lead to more decreases in savings rates. Credit card debt hit a high Sara Rathner, credit cards writer What happened: Credit card debt levels hit record highs, with consumers turning to credit cards to pay for necessities. While the economy is doing well, many individuals have struggled to make ends meet, as incomes haven’t kept up with certain costs. What’s ahead: We may see some policy and regulation changes with the incoming administration that could affect folks when it comes to credit cards, debt and consumer protections. Small business boomed Ryan Brady, small business writer What happened : New businesses continued to blossom in 2024 as business applications remained well above pre-pandemic levels. Confidence in the future state of the U.S. economy also spiked after the presidential election, but that optimism was tempered by concerns over rising costs and labor quality. What’s ahead: All eyes are on the incoming administration as small-business owners brace for turbulence resulting from potential tariffs, tax policy changes and dismantled government regulations. We’re also watching the possibility of interest rate cuts in 2025 and small-business owners’ growing reliance on new technologies, such as AI. Home buying remained challenging Holden Lewis, mortgages writer What happened: Home buyers struggled with elevated mortgage rates, rising house prices and a shortage of homes for sale. On top of that, a new rule required buyers to negotiate their agents’ commissions. What’s ahead: The Federal Reserve is expected to cut short-term interest rates, but mortgage rates might not necessarily fall by a similar amount. Buyers will probably have more properties to choose from, and the greater supply should keep prices from rising a lot. Interest rates on home equity loans and lines of credit should fall, making it less expensive to borrow to fix up homes — either to sell, or to make the home more comfortable and efficient. The markets were a boon for investors Sam Taube, investing writer What happened: The stock market had a great year. The S&P 500 is up more than 25% due to falling interest rates, fading recession fears, AI hype, and the possibility of lighter taxes and regulations under the new administration. Cryptocurrency also saw big gains in 2024; the price of Bitcoin crossed the $100,000 mark for the first time in December. What’s ahead: A lot depends on how fast the Fed reduces rates in 2025. Another key unknown is Trump’s second term. Regulatory rollbacks, such as those he has proposed for the banking industry, could juice stock prices — but they also could create systemic risks in the economy. His proposed tariffs could also hurt economic growth (and therefore stock prices). Finally, it remains to be seen whether trendy AI stocks, such as NVIDIA, can continue their momentum into next year. It’s the same story with crypto: How long will this bull market last? Premiums went up for home and auto insurance Caitlin Constantine, assistant assigning editor, insurance What happened: Many people saw their home and auto insurance premiums skyrocket in 2024. In some states, homeowners are finding it harder to even find policies in the first place. Meanwhile, life insurance rates have started to decrease post-pandemic. We also saw more insurers offering online-only policies that don’t require a medical exam. What’s ahead: Auto and home insurance costs will likely continue to rise, although auto premiums may not rise as dramatically as they have over the past few years. And if you’re in the market for life insurance, expect to see competitive life insurance quotes and more customizable policies. Lawsuits and uncertainty over student loan relief continued Eliza Haverstock, student loans writer What happened: Borrowers received historic student loan relief, but lawsuits derailed an income-driven repayment plan used by 8 million whose payments are indefinitely paused. Uncertainty will carry into 2025 as a result of the presidential administration change. What’s ahead: Trump has pledged to overhaul higher education and rein in student loan relief. The fate of the SAVE repayment plan, student loan forgiveness options, FAFSA processing and more remain in the balance. Traveling in style was all the rage Meghan Coyle, assistant assigning editor, travel What happened: People are willing to pay more for big and small luxuries while traveling, and airlines and hotels are taking note. Many airlines raised checked bag fees early in 2024, credit card issuers and airlines invested in renovated airport lounges, and major hotel companies continued to add luxury properties and brands to their loyalty programs. What’s ahead: Southwest will say goodbye to its open seating policy and introduce new extra-legroom seats, a major departure for the airline. Alaska Airlines and Hawaiian Airlines will unveil a unified loyalty program in 2025. Spirit Airlines may attempt to merge with another airline again after its 2024 bankruptcy filing and two failed mergers under President Biden’s administration. Travelers will find that they’ll have to pay a premium to enjoy most of the upgrades airlines and hotels are making. Dynamic pricing expanded its reach Laura McMullen, assistant assigning editor, personal finance What happened: This year, dynamic pricing expanded beyond concerts and travel to online retailers and even fast-food restaurants. This practice of prices changing based on real-time supply and demand received plenty of backlash from consumers and prompted the Federal Trade Commission to investigate how companies use consumers’ data to set prices. What’s ahead: Beyond an expansion of dynamic pricing — perhaps with added oversight — expect subscription models to become more prevalent and demand for sustainable products to grow. The car market came back for buyers Shannon Bradley, autos writer What happened: New-car prices held steady in 2024 but remained high after a few years of sharp increases — the average new car now sells for about $48,000, and for the first time ever the price gap between new and used cars surpassed $20,000 (average used-car prices are now slightly more than $25,000). Overall, the car market returned to being in the buyer’s favor, as new-car inventories reached pre-pandemic levels, manufacturer incentives began making a comeback and auto loan interest rates started to decline. What’s ahead: The future of the car market is uncertain and depends on policies implemented by the incoming administration. Questions surround the impact of possible tariffs on car prices, whether auto loan rates will continue to drop, and if federal tax credits will still be available for electric vehicle buyers. Buy now, pay later grew in popularity Jackie Veling, personal loans writer What happened: Buy now, pay later continued to be a popular payment choice for U.S. shoppers, even while facing headwinds, like an interpretive ruling from the CFPB (which determined BNPL should be regulated the same as credit cards) and Apple’s discontinuation of its popular Apple Pay Later product. Large players like Affirm, Klarna and Afterpay continued to offer interest-free, pay-in-four plans at most major retailers, along with long-term plans for larger purchases. What’s ahead: Though more regulation had been widely anticipated in 2025, the change in administration suggests the CFPB will play a less active role in regulating BNPL products. For this reason, and its continued strength in the market, BNPL will likely keep growing. Inflation eased, finally Taryn Phaneuf, news writer What happened: Easing inflation was a bright spot in 2024. In June, the consumer price index fell below 3% for the first time in three years. Consumers saw prices level off or decline for many goods, including for groceries, gas and new and used vehicles. But prices haven’t fallen far enough or broadly enough to relieve the pinch many households feel. What’s ahead: The new and higher tariffs proposed by the Trump administration could reignite inflation on a wide range of goods. Rents were still high, but price growth slowed Taryn Phaneuf, news writer What happened: Rent prices remain high, but annual rent inflation slowed significantly compared to recent years, staying around 3.5% for much of 2024, according to Zillow, a real estate website that tracks rents. A wave of newly constructed rental units on the market seems to be helping ease competition among renters and forcing landlords to offer better incentives for signing a lease. What’s ahead: If it continues, a softening rental market could work in renters’ favor. But construction is one of several industries that could see a shortage of workers if the Trump administration follows through on its promise to deport undocumented immigrants. A shortage of workers would mean fewer houses and apartments could be built. Trump won the election, promised tariffs and deportations Anna Helhoski, news writer What happened: After a contentious presidential campaign, former President Donald Trump declared victory over Vice President Kamala Harris. While on the campaign trail, Trump promised to lower inflation, cut taxes, enact tariffs, weaken the power of the Federal Reserve, deport undocumented immigrants and more. Many economists have said Trump’s proposals, if enacted, would likely be inflationary. In Congress, Republicans earned enough seats to control both houses. What’s ahead: It’s unclear which campaign promises Trump will fulfill on his own and with the support of the new Congress. He has promised a slew of “day one” actions that could lead to higher prices, including across-the-board tariffs and mass deportations. Most recently, Trump pledged to enact 20% tariffs on Canada and Mexico, as well as an additional 10% tariff on China. He has also promised to extend or make permanent the 2017 Tax Cuts and Jobs Act; many of its provisions expire by the end of 2025. Congress squabbled while consumer-first, antitrust efforts won Anna Helhoski, news writer What happened: Fiscal year 2023-2024’s funding saga finally came to an end in March, then six months later, the battle to fund the fiscal year 2024-2025 began. The Biden Administration waged its own war against junk fees . Antitrust enforcers pushed back against tech giants like Amazon, Apple, Google, and Meta; prevented the Kroger-Albertsons merger; nixed the Jet Blue-Spirit Airlines merger; and moved to ban noncompete agreements. The Supreme Court rejected a challenge to the constitutionality of the Consumer Financial Protection Bureau, as well as a challenge to abortion pill access. SCOTUS also overruled its landmark Chevron case, which means every federal regulatory agency’s power to set and enforce its own rules are now weaker. What’s ahead: The election’s red sweep means the GOP will control the executive and legislative branches of government. They’ll face the threat of at least one more potential government shutdown; a debt ceiling drama comeback; and the beginning of the debate over extending or making permanent provisions of the expiring 2017 Tax Cuts and Jobs Act. More From NerdWallet 4 Ways to Hit Your Family Savings Goals in 2025 6 Ways to Avoid a Financial Hangover CFPB Will Distribute $1.8B to Victims of Credit Repair ‘Scheme’ Anna Helhoski writes for NerdWallet. Email: anna@nerdwallet.com. Twitter: @AnnaHelhoski. The article What Trended in Personal Finance in 2024? originally appeared on NerdWallet .

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