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AGCO Co. ( NYSE:AGCO – Free Report ) – Analysts at Zacks Research issued their FY2024 EPS estimates for shares of AGCO in a research note issued to investors on Tuesday, November 19th. Zacks Research analyst S. Deb anticipates that the industrial products company will earn $7.50 per share for the year. The consensus estimate for AGCO’s current full-year earnings is $7.32 per share. Zacks Research also issued estimates for AGCO’s Q1 2025 earnings at $1.37 EPS, Q2 2025 earnings at $1.63 EPS, Q3 2025 earnings at $1.03 EPS, FY2025 earnings at $5.94 EPS, Q1 2026 earnings at $1.83 EPS, Q2 2026 earnings at $1.74 EPS, Q3 2026 earnings at $1.25 EPS and FY2026 earnings at $6.83 EPS. AGCO ( NYSE:AGCO – Get Free Report ) last posted its quarterly earnings data on Tuesday, November 5th. The industrial products company reported $0.68 earnings per share for the quarter, missing analysts’ consensus estimates of $1.08 by ($0.40). AGCO had a net margin of 1.35% and a return on equity of 15.79%. The firm had revenue of $2.60 billion during the quarter, compared to analysts’ expectations of $2.90 billion. During the same period in the previous year, the company earned $3.97 earnings per share. The business’s quarterly revenue was down 24.8% on a year-over-year basis. View Our Latest Analysis on AGCO AGCO Stock Performance Shares of AGCO stock opened at $98.41 on Friday. The company has a debt-to-equity ratio of 0.87, a quick ratio of 0.72 and a current ratio of 1.53. AGCO has a one year low of $84.35 and a one year high of $130.26. The company’s 50-day simple moving average is $96.34 and its 200-day simple moving average is $97.88. The stock has a market capitalization of $7.35 billion, a price-to-earnings ratio of 43.54, a PEG ratio of 0.52 and a beta of 1.25. Institutional Inflows and Outflows Hedge funds have recently made changes to their positions in the stock. Brooklyn Investment Group bought a new stake in AGCO during the third quarter worth approximately $29,000. LRI Investments LLC bought a new stake in AGCO during the first quarter worth approximately $30,000. Blue Trust Inc. boosted its holdings in AGCO by 102.4% during the second quarter. Blue Trust Inc. now owns 344 shares of the industrial products company’s stock worth $34,000 after buying an additional 174 shares in the last quarter. Venturi Wealth Management LLC boosted its holdings in AGCO by 132.9% during the third quarter. Venturi Wealth Management LLC now owns 368 shares of the industrial products company’s stock worth $36,000 after buying an additional 210 shares in the last quarter. Finally, First Horizon Advisors Inc. boosted its holdings in AGCO by 69.0% during the second quarter. First Horizon Advisors Inc. now owns 409 shares of the industrial products company’s stock worth $40,000 after buying an additional 167 shares in the last quarter. Institutional investors and hedge funds own 78.80% of the company’s stock. AGCO Dividend Announcement The company also recently declared a quarterly dividend, which will be paid on Monday, December 16th. Shareholders of record on Friday, November 15th will be paid a $0.29 dividend. The ex-dividend date is Friday, November 15th. This represents a $1.16 annualized dividend and a dividend yield of 1.18%. AGCO’s payout ratio is currently 51.33%. About AGCO ( Get Free Report ) AGCO Corporation manufactures and distributes agricultural equipment and related replacement parts worldwide. It offers horsepower tractors for row crop production, soil cultivation, planting, land leveling, seeding, and commercial hay operations; utility tractors for small- and medium-sized farms, as well as for dairy, livestock, orchards, and vineyards; and compact tractors for small farms, specialty agricultural industries, landscaping, equestrian, and residential uses. Further Reading Receive News & Ratings for AGCO Daily - Enter your email address below to receive a concise daily summary of the latest news and analysts' ratings for AGCO and related companies with MarketBeat.com's FREE daily email newsletter .niceph app for android 。

Maharashtra Election Result 2024: Mahayuti Set To Return After Landslide Victory; Stunned MVA Cries Foul; Suspense Intensifies On CM FaceNASELLE — Even after a significant reduction in acreage from the controversial Fields Fir Timber sale, many Naselle residents remain skeptical of the Washington Department of Natural Resources ’ newly proposed Lane Creek timber sale. At a public meeting held at the Naselle Community Center earlier this month, DNR Pacific Cascades Region Manager Padraic Callahan, Assistant Region Manager Steve Ogden, and Forest Hydrologist Jeff Keck presented their vision for the revised sale to a crowd of more than 60 people, comprising residents of Pacific and Wahkiakum counties and several Oregon-based environmental activists. The Lane Creek sale reduces Field Fir’s footprint by nearly half and includes only what the original proposal had slated for harvest adjacent to Lane Creek. The units along O’Conner Creek would remain standing for now. “The reason for that change, obviously, was that we heard some pushback,” said Callahan. “We felt very confident in the original proposal, that it wasn’t going to impact the watershed, but we heard that [feedback], we stood down and took another look, and we decided we could moderate our pace a little bit... with our management in the watershed and hopefully put some minds at ease.” Earlier this year Alex Bighill, Naselle Water Company’s system manager, brushed off the screen covering one of the company’s intakes on Lane Creek. As Callahan and the other DNR representatives discovered at the meeting, that was hardly the case. In a nearly two and a half hour-long back-and-forth that remained largely civil but grew testy at times, meeting attendees peppered the DNR representatives with questions and comments about topics ranging from the presence of wetlands within the sale area, to logging road construction and rehabilitation, to the DNR’s hydrological modeling methods. And as Keck walked the audience through a series of mathematical calculations that purported to show only a small chance of significant, post-logging sediment transport, it appeared that his empirical approach left the collective weight of lived experience and gut instinct in the room unmoved. “What time of year did you do this analysis?” asked one audience member. “Just wait till winter,” said another in the back of the room, under his breath. “It’s gonna move.” But the predominant concern in the room was far less technical than any quibble over site- and sale-specific minutiae. Simply put, residents wanted to understand why, of all the places the state could log, did it have to do so in the watershed that supplied their drinking water? Why run even the slightest risk of negatively impacting their water’s quantity and quality, if the consequences to the community could be dire? “Here’s a watershed where people drink the water... and if we screw up, the people are going to have to fix it,” said Naselle resident Rex Ziak to a round of applause. “And I just wonder why in the hell you’d want to go into a place like that rather than tell your bosses... ’They’re a small little community, but they’ve got great water, let’s just leave that alone.’” Moreover, did the state’s ability to fulfill its fiduciary duty to its trust beneficiaries really hinge on these hundred acres above Naselle? When Ogden acknowledged that the proceeds from the sale would not return directly to the community and instead go toward a trust benefiting the University of Washington, an audible groan went through the room. Who had more at stake in those 100 acres — the university or the town? The sentiment in the room, if pro-watershed, was not outright anti-logging either. Many in the room have lived and worked in the woods, or have close ties to people who do, and understand too that the state is trying to walk a fine line. To that end, author and Grays River resident Bob Pyle stood up to suggest a possible solution: the DNR’s own trust land transfer process, by which third parties can leverage state-allocated funds to purchase both public lands with special value, along with replacement lands to ensure a sustainable, future logging base. “Now, I know there’s a lot of competition every year for the trust land transfer funds... but I think this could be a very, very good candidate if an application were put in for a rather modest part of the annual budget to protect this land,” said Pyle to the DNR representatives. “That would avoid the problem, and could put your good expertise on other areas that might be better along without even the moderate level of risk that you’ve well demonstrated.” This article is part of the Murrow Newsroom Fellowship, a partnership between Washington State University and local news agencies. For more information, visit news-fellowship.murrow.wsu.edu . Stay up-to-date on the latest in local and national government and political topics with our newsletter.

The Bank of Scotland’s business barometer poll showed 73% of Scottish businesses expect to see turnover increase in 2025, up from 60% polled in 2023. Almost a quarter (23%) of businesses expect to see their revenue rise by between six and 10% over the next 12 months, with just over a fifth (21%) expecting it to grow by even more. The poll found that 70% of businesses were confident they would become more profitable in 2025, a two per cent increase when compared with the previous year. Revenue and profitability growth was firms’ top priority at 52%, though 40% said they will be targeting improved productivity, and the same proportion said they will be aiming to enhance their technology – such as automation or AI – or upskill their staff (both 29%). More than one in five (22%) want to improve their environmental sustainability. Other areas businesses are hoping to build upon AI-assisted technology (19%), and 24% will be investing in expanding into new UK markets and 23% plan to invest in staff training. The business barometer has surveyed 1,200 businesses every month since 2002, providing early signals about UK economic trends. Martyn Kendrick, Scotland director at Bank of Scotland commercial banking, said: “Scottish businesses are looking ahead to 2025 with stronger growth expectations, and setting out clear plans to drive this expansion through investments in new technology, new markets and their own teams. “As we enter the new year, we’ll continue to by their side to help them pursue their ambitions and seize all opportunities that lie ahead.”More Scots business owners anticipate higher turnover in 2025, poll suggests

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Donald Trump has yet to move back into the White House and already fissures are opening in his coalition, amid squabbling between Elon Musk and his Silicon Valley "tech bros" and his hardcore Republican backers. At the heart of the internecine sniping is Trump's central election issue -- immigration -- and the H1-B visas that allow companies to bring foreigners with specific qualifications to the United States. The permits are widely used in Silicon Valley, and Musk -- who himself came to the United States from South Africa on an H1-B -- is a fervent advocate. The world's richest man, who bankrolled Trump's election campaign and has become a close advisor, posted on X Thursday that welcoming elite engineering talent from abroad was "essential for America to keep winning." Vivek Ramaswamy, appointed by Trump as Musk's co-chair on a new advisory board on government efficiency, suggested that companies prefer foreign workers because they lack an "American culture," which he said venerates mediocrity. "A culture that celebrates the prom queen over the math olympiad champ, or the jock over the valedictorian, will not produce the best engineers," he posted, warning that, without a change in attitude, "we'll have our asses handed to us by China." Skepticism over the benefits of immigration is a hallmark of Trump's "Make America Great Again" (MAGA) movement and the billionaires' remarks angered immigration hawks who accused them of ignoring US achievements in technological innovation. Incoming White House deputy chief of staff Stephen Miller posted a 2020 speech in which Trump marveled at the American "culture" that had "harnessed electricity, split the atom, and gave the world the telephone and the Internet." The post appeared calculated to remind critics that Trump won November's election on a platform of getting tough on immigration and boosting American manufacturing. But it was Michael Faraday, an English scientist, who discovered that an electric current could be produced by passing a magnet through a copper wire and Ernest Rutherford, a New Zealander, who first split the atom. And Alexander Graham Bell may have died a US citizen but he was a British subject in Canada when he invented the telephone. Trump voiced opposition to H1-B visas during his successful first run for the White House in 2016, calling them "unfair for our workers" while acknowledging that he used foreign labor in his own businesses. The Republican placed restrictions on the system when he took office, but the curbs were lifted by President Joe Biden. Trump is known for enjoying the gladiatorial spectacle when conflict breaks out in his inner circle. He has been conspicuously silent during the hostilities that Politico characterized as "Musk vs MAGA." Many MAGA figures have been agitating for a complete closure of America's borders while the problem of illegal entries is tackled, and hoping for a steer from Trump that would reassure them that he remains firm in his "America First" stance. For some long-time loyalists, Silicon Valley has already inserted itself too deeply into MAGA politics. "We welcomed the tech bros when they came running our way to avoid the 3rd grade teacher picking their kid's gender -- and the obvious Biden/Harris economic decline," said Matt Gaetz, the scandal-hit congressman forced to withdraw after being nominated by Trump to run the Justice Department. "We did not ask them to engineer an immigration policy." When Musk almost single-handedly blew up a deal painstakingly hammered out between Democrats and Republicans to set the 2025 federal budget, Democrats used "President Musk" to mock Trump, who is famously sensitive about being upstaged. It remains to be seen whether these cracks can be smoothed out or if they are a portent of further strife, but critics point to the chaos in Trump's first term as a potential indicator. "Looking forward to the inevitable divorce between President Trump and Big Tech," said far-right conspiracy theorist Laura Loomer, a MAGA figure with so much influence that she had a seat on Trump's plane during the campaign. "We have to protect President Trump from the technocrats." Loomer has subsequently complained of censorship after she was stripped of her paying subscribers on X, which is owned by Musk. "Full censorship of my account simply because I called out H1B visas," she posted. "This is anti-American behavior by tech oligarchs. What happened to free speech?" rle/ft/smsFormer US President Jimmy Carter has died aged 100, the centre he founded has confirmed. The former peanut farmer lived longer than any president in history and celebrated his 100th birthday in October. The Carter Center, which advocates for democracy and human rights around the world, said he died on Sunday afternoon at his home in Plains, Georgia. The Democrat served as president from 1977 to 1981, a period beset by economic and diplomatic crises. After leaving the White House with low approval ratings, his reputation was restored through humanitarian work which earned him the Nobel Peace Prize. “My father was a hero, not only to me but to everyone who believes in peace, human rights, and unselfish love,” his son, Chip Carter, said in a statement. “The world is our family because of the way he brought people together, and we thank you for honouring his memory by continuing to live these shared beliefs.” Carter – who prior to becoming president was governor of Georgia, a lieutenant in the US navy and a farmer – is survived by his four children, 11 grandchildren and 14 great-grandchildren. His wife, Rosalynn, who he was married to for 77 years, died in November 2023. Since 2018 and the death of George HW Bush, he was the oldest surviving US president. Carter stopped medical treatment for an undisclosed illness last year and instead began receiving hospice care at his home. President Joe Biden and First Lady Jill Biden said the world had “lost an extraordinary leader, statesman and humanitarian”. Describing him as “a dear friend” and “a man of principle, faith and humility”, they added: “He showed that we are a great nation because we are a good people – decent and honorable, courageous and compassionate, humble and strong.” “The challenges Jimmy faced as president came at a pivotal time for our country and he did everything in his power to improve the lives of all Americans,” President-elect Donald Trump wrote on social media. “For that, we all owe him a debt of gratitude.” Carter’s presidency will be remembered for his struggles in dealing with acute economic problems and several foreign policy challenges, including the Iran hostage crisis, which ended with the deaths of eight Americans. There was, however, a notable foreign policy triumph in the Middle East when he helped broker an accord between Egypt and Israel, signed at Camp David in the US in 1978. But that seemed a distant memory two years later, when voters overwhelmingly chose Republican Ronald Reagan, who had portrayed the president as a weak leader unable to deal with inflation and interest rates at near record highs. Carter lost the 1980 election by a landslide, winning only six US states plus Washington DC. In the aftermath of such a heavy defeat, Carter was frequently held up by Republicans as an example of liberal ineptitude. Meanwhile, many in his own party either ignored him or viewed his presidential shortcomings as evidence their brand of Democratic politics or policy was a better way. Today many on the right still deride the Carter years but as the decades passed, his humanitarian efforts and simple lifestyle began to shape a new legacy for many Americans. After leaving the White House, he became the first and only president to return full-time to the house he lived in before politics – a humble, two-bedroom ranch-style home. He chose not to pursue the lucrative after-dinner speeches and publishing deals awaiting most former presidents, telling the Washington Post in 2018 that he never really wanted to be rich. Instead, he spent his remaining years trying to address global problems of inequality and disease. He also teamed up with Nelson Mandela to found The Elders, a group of global leaders who committed themselves to work on peace and human rights. In accepting his Nobel prize in 2002 – only the third US president to receive it – he said: “The most serious and universal problem is the growing chasm between the richest and the poorest people on Earth.” In a statement, former President Bill Clinton and wife Hillary Clinton said he “worked tirelessly for a better, fairer world”, noting his humanitarian, environmental and diplomatic efforts. “Guided by faith, President Carter lived to serve others – until the very end,” they added. Former President Barack Obama paid tribute to Carter’s “decency” and said “he taught all of us what it means to live a life of grace, dignity, justice, and service”. Republican former President George W Bush, meanwhile, said Carter “dignified the office” and that “his efforts to leave behind a better world didn’t end with the presidency”. President Biden said a state funeral would be held in Washington DC. [BBC]

The secret to making successful financial New Year’s resolutionsNo. 24 Illinois Stuns Rutgers on Bryant's 40-Yard TD Reception With 4 Seconds Left

Cavco Industries (NASDAQ:CVCO) Reaches New 1-Year High – What’s Next?By ALANNA DURKIN RICHER WASHINGTON (AP) — One year after the Jan. 6, 2021 , U.S. Capitol attack, Attorney General Merrick Garland said the Justice Department was committed to holding accountable all perpetrators “at any level” for “the assault on our democracy.” That bold declaration won’t apply to at least one person: Donald Trump. Special counsel Jack Smith’s move on Monday to abandon the federal election interference case against Trump means jurors will likely never decide whether the president-elect is criminally responsible for his attempts to cling to power after losing the 2020 campaign. The decision to walk away from the election charges and the separate classified documents case against Trump marks an abrupt end of the Justice Department’s unprecedented legal effort that once threatened his liberty but appears only to have galvanized his supporters. The abandonment of the cases accusing Trump of endangering American democracy and national security does away with the most serious legal threats he was facing as he returns to the White House. It was the culmination of a monthslong defense effort to delay the proceedings at every step and use the criminal allegations to Trump’s political advantage, putting the final word in the hands of voters instead of jurors. “We always knew that the rich and powerful had an advantage, but I don’t think we would have ever believed that somebody could walk away from everything,” said Stephen Saltzburg, a George Washington University law professor and former Justice Department official. “If there ever was a Teflon defendant, that’s Donald Trump.” While prosecutors left the door open to the possibility that federal charges could be re-filed against Trump after he leaves office, that seems unlikely. Meanwhile, Trump’s presidential victory has thrown into question the future of the two state criminal cases against him in New York and Georgia. Trump was supposed to be sentenced on Tuesday after his conviction on 34 felony counts in his New York hush money case , but it’s possible the sentencing could be delayed until after Trump leaves office, and the defense is pushing to dismiss the case altogether. Smith’s team stressed that their decision to abandon the federal cases was not a reflection of the merit of the charges, but an acknowledgement that they could not move forward under longstanding Justice Department policy that says sitting presidents cannot face criminal prosecution. Trump’s presidential victory set “at odds two fundamental and compelling national interests: On the one hand, the Constitution’s requirement that the President must not be unduly encumbered in fulfilling his weighty responsibilities . . . and on the other hand, the Nation’s commitment to the rule of law,” prosecutors wrote in court papers. The move just weeks after Trump’s victory over Vice President Kamala Harris underscores the immense personal stake Trump had in the campaign in which he turned his legal woes into a political rallying cry. Trump accused prosecutors of bringing the charges in a bid to keep him out of the White House, and he promised revenge on his perceived enemies if he won a second term. “If Donald J. Trump had lost an election, he may very well have spent the rest of his life in prison,” Vice President-elect JD Vance, wrote in a social media post on Monday. “These prosecutions were always political. Now it’s time to ensure what happened to President Trump never happens in this country again.” After the Jan. 6 attack by Trump supporters that left more than 100 police officers injured, Republican leader Mitch McConnell and several other Republicans who voted to acquit Trump during his Senate impeachment trial said it was up to the justice system to hold Trump accountable. The Jan. 6 case brought last year in Washington alleged an increasingly desperate criminal conspiracy to subvert the will of voters after Trump’s 2020 loss, accusing Trump of using the angry mob of supporters that attacked the Capitol as “a tool” in his campaign to pressure then-Vice President Mike Pence and obstruct the certification of Democrat Joe Biden’s victory. Hundreds of Jan. 6 rioters — many of whom have said they felt called to Washington by Trump — have pleaded guilty or been convicted by juries of federal charges at the same courthouse where Trump was supposed to stand trial last year. As the trial date neared, officials at the courthouse that sits within view of the Capitol were busy making plans for the crush of reporters expected to cover the historic case. But Trump’s argument that he enjoyed absolute immunity from prosecution quickly tied up the case in appeals all the way up to the Supreme Court. The high court ruled in July that former presidents have broad immunity from prosecution , and sent the case back to the trial court to decide which allegations could move forward. But the case was dismissed before the trial court could get a chance to do so. Related Articles National Politics | After delay, Trump signs agreement with Biden White House to begin formal transition handoff National Politics | Rudy Giuliani in a courtroom outburst accuses judge in assets case of being unfair, drawing a rebuke National Politics | Surveillance tech advances by Biden could aid in Trump’s promised crackdown on immigration National Politics | Expecting challenges, blue states vow to create ‘firewall’ of abortion protections National Politics | Washington power has shifted. Here’s how the ACA may shift, too The other indictment brought in Florida accused Trump of improperly storing at his Mar-a-Lago estate sensitive documents on nuclear capabilities, enlisting aides and lawyers to help him hide records demanded by investigators and cavalierly showing off a Pentagon “plan of attack” and classified map. But U.S. District Judge Aileen Cannon dismissed the case in July on grounds that Smith was illegally appointed . Smith appealed to the Atlanta-based 11th U.S. Circuit Court of Appeals, but abandoned that appeal on Monday. Smith’s team said it would continue its fight in the appeals court to revive charges against Trump’s two co-defendants because “no principle of temporary immunity applies to them.” In New York, jurors spent weeks last spring hearing evidence in a state case alleging a Trump scheme to illegally influence the 2016 election through a hush money payment to a porn actor who said the two had sex. New York prosecutors recently expressed openness to delaying sentencing until after Trump’s second term, while Trump’s lawyers are fighting to have the conviction dismissed altogether. In Georgia, a trial while Trump is in office seems unlikely in a state case charging him and more than a dozen others with conspiring to overturn his 2020 election loss in the state. The case has been on hold since an appeals court agreed to review whether to remove Fulton County District Attorney Fani Willis over her romantic relationship with the special prosecutor she had hired to lead the case. Associated Press reporter Lisa Mascaro in Washington contributed.

Appticz Unveils AI-Powered Airbnb Clone Script - Revolutionizing Online Rental BusinessMedill Illinois News Bureau CHICAGO – A state watchdog has identified at least $7.2 million in fraudulent claims and more than 275 instances of misconduct by state employees accused of bilking a federal program designed to help businesses during the COVID-19 pandemic. Since 2022, the Office of the Executive Inspector General has been investigating allegations that state employees fraudulently claimed Paycheck Protection Program loans for small businesses they didn’t disclose or entirely fabricated. State workers may engage in secondary employment, but only if it’s disclosed and permission is granted. Employees from 13 different state agencies are involved in the fraud and have illegally taken these federal public funds, according to the OEIG, which is charged with investigating allegations of misconduct within state government. As of April, more than 60% of those implicated to date worked for the Illinois Department of Human Services, which operates mental health hospitals and developmental centers across the state. The Paycheck Protection Program was an initiative established by the federal CARES Act in 2020. The Small Business Administration oversaw the implementation of the PPP to provide forgivable loans to cover payroll costs or other expenses for small businesses struggling during the COVID-19 pandemic. By October 2022, the program gave out $786 billion in loans and forgave 93% of them, according to the SBA. Quickly, PPP loans led to “unprecedented fraud levels,” according to the SBA inspector general. Applicants self-certified their small business status and income. The OEIG is investigating only public employees who received more than approximately $20,000 from the program. To receive a $20,000 loan, businesses investigated by the OEIG typically declared $100,000 or more of net profit or gross income on the loan application. The OEIG could not comment on whether this investigation was close to the end. Due to the sheer size of this fraud, investigations involve many different agencies. In May 2023, the Illinois legislature passed House Bill 3304, which allows criminal prosecutions for COVID-19 related fraud to start up to five years after authorities discover the fraud. Rep. Fred Crespo, D-Hoffman Estates, who filed the bill, said most of the routine checks such as cross-referencing data on the loan forms with other agency databases were suspended for this program. A large issue was also the lack of personnel. According to Crespo, between April 2020 and April 2022, the fraud hotline of the SBA received millions of calls, of which a large number went unanswered. “The vulnerabilities that led to the issues with PPP fraud weren’t really attributable to things at the state level. I would say that the issues had far more to do with the unaccountable nature of the program itself,” said State Rep. Mike Kelly, D-Chicago, who co-sponsored the bill. IDHS employees have been heavily involved in the fraud. Since 2022, at least 43 employees have been discharged and 53 resigned before further action by management. In most cases on the OEIG website, the employees either lied about being self-employed or provided false information about their income. Records show Deborah Reynolds-Jones was a human services caseworker who had been working for the IDHS since 2016. Reynolds-Jones told OEIG investigators that her barber recommended a company that could help her apply for the loan. She sent the company her personal information, including her Social Security number. The company filled out the form and simply asked her to sign. The information was inaccurate. Reynolds-Jones paid the company $3,000 for their service after she fraudulently received a $20,000 PPP loan. In another case, Shanythia Anderson admitted to the OEIG that she allowed a third party to apply for a PPP loan on her behalf and that the information provided was inaccurate. She began working as a mental health technician at IDHS in 2020. Anderson met a woman on Facebook, and she sent her personal records. In exchange for this service, the woman was to receive half of her loan, $10,000. Anderson worked at the Ludeman Development Center in Forest Park, where at least 36 other employees were accused of wrongdoing. “It happens that in one particular location when you find out there are 37 people that have done this, they’ve obviously been talking to one another at work,” Gov. JB Pritzker said in a news conference last year. “Maybe somebody committed this kind of fraud and then tried to convince somebody else.” IDHS declined to comment on why so many of its employees were implicated. IDHS is the largest public agency in Illinois, which could be one explanation. Crespo said that his best guess was that public employees had early access to the loan forms, so it was easier for them to understand how to file them, fraudulently or not. “While the vast majority of IDHS’ roughly 14,000 State employees are hard-working people of strong character who work tirelessly to help the most vulnerable, it is deeply concerning any time an employee takes advantage of public programs,” IDHS said in a statement. Other state agencies where the OEIG found multiple cases of PPP fraud included the Department of Corrections (31 cases), the Department of Children and Family Services (27), Pace (10) and the Department of Healthcare and Family Services (8). The OEIG, through the Executive Ethics Commission, publishes reports of wrongdoings only if there is proof of employee misconduct. It can refer cases to the Attorney General if the fraud is significant enough. The Attorney General, specifically the Public Integrity Bureau, then conducts its own investigation in order to prosecute involved public employees. Many cases mentioned third parties who applied for the PPP loan on behalf of an individual. The DOJ has gone after some of these third parties in Illinois, but it’s unclear that these are the same third parties that helped public employees. In June, the a federal jury in Chicago convicted Hadi Isbaih on charges of wire fraud. According to the DOJ, Isbaih used his company, Flash Tax Service Inc., to file fraudulent loan applications on behalf of his clients. Isbaih would ask for an upfront fee to file the loan form, and when the client received the loan, he would charge an additional fee. A sentencing date has not yet been announced for Isbaih. In September 2023, two Illinois businessmen were indicted on federal charges for obtaining $7.8 million in fraudulent business loans. According to the DOJ, they recruited self-employed individuals to provide personal information. With that, they would fill out loan forms with false data by inflating the individuals’ income, for example. They would then charge the clients up to $4,000 if the loan was successfully received. These two have not been convicted. There are severe consequences for PPP fraud. Knowingly declaring false statements to a financial institution can result in up to 30 years in prison or a fine of up to $1 million. Wire fraud, the use of the Internet or electronic communication to carry out fraud, is a federal crime that can be punishable by up to 20 years in prison. Amalia Huot-Marchand is a graduate student in journalism with Northwestern University’s Medill School of Journalism, Media, Integrated Marketing Communications, and a Fellow in its Medill Illinois News Bureau working in partnership with Capitol News Illinois.Malik Nabers says calling the Giants 'soft' was wrong but he doesn't regret speaking out

Global Venue Management Software Market Size, Share and Forecast By Key Players-Priava, Planning Pod, Ivvy, Event Temple, SkeddaOTTAWA, Ontario—Tuomas Uronen scored at 1:46 of overtime to give Finland a 4-3 victory over the defending champion United States on Sunday in the world junior hockey championship. Uronen, who plays for the Kingston Frontenacs in the Ontario Hockey League, came down the right side on a rush and beat goalie Trey Augustine high to the glove side. The Americans lost for the first time in three games. They'll finish Group A play Tuesday night against Canada. Finland has won two straight after an opening loss to Canada. In the late game at Canadian Tire Centre, Carter George made 18 saves to help Canada rebound from an overtime loss to Latvia with a 3-0 victory over Germany. Jesse Kiiskinen, Julius Miettinen and Arttu Alasiurua also scored for Finland, and Petteri Rimpinen made 41 saves. Carey Terrance of the Erie Otters of the OHL, Cole Hutson of Boston University and Brody Ziemer of Minnesota scored for the United States. Augustine, from Michigan State, stopped 29 shots. For Canada, Oliver Bonk opened the scoring midway through the first period, Caden Price made it 2-0 with 4:58 left in the game and Mathieu Cataford added an empty-netter. In Group B at TD Place, Sweden and Czechia each improved to 3-0 ahead of their showdown Tuesday night in the round-robin finale. Tom Willander had two goals and assist in Sweden’s 7-5 victory over Switzerland. Eduard Sale scored twice to help Czechia beat Slovakia 4-2.Whether you unwrapped a shiny new Steam Deck OLED over the holidays, or have been rocking the original since it launched, you’re probably on the lookout for some addicting games at an affordable price. Bonus points if the games play like they were intentionally designed for Valve’s handheld. The good news is I have a few recommendations that fit those criteria perfectly. These games evoke a deep sense of nostalgia for the retro titles that inspired them, they all sip power resulting in marathon battery life, and they’re surprisingly cheap. At the time I’m writing this, you can snag all three for less than $40 total. The bad news? You can kiss your productivity goodbye, because these are difficult to put down! 1: Minishoot’ Adventures Have you ever thought to yourself, “I wonder what would happen if you crossed a classic top-down adventure game like The Legend of Zelda with a bullet hell shooter?” No, neither have I! Fortunately for us, developer Soulgame Studio did ask that question, and the delightful answer is Minishoot’ Adventures, a twin-stick shooter + adventure game + RPG-Lite hybrid that is an absolute gem. It pays obvious tribute to The Legend of Zelda in many ways. There’s a colorful overworld to explore, challenging underworld dungeons to battle through, secrets to discover, and hidden heart containers that boost your total health. But there’s also a flawlessly executed twin-stick shooter here as well, which is how combat unfolds. Leveling up your character means improving various systems on your cute little ship like bullet distance, damage, and movement speed. You also unlock new abilities that allow you to traverse more of the map; you know, the Zelda staple of backtracking to that intriguing area you just noticed but couldn’t quite reach. Boss battles are pure, chaotic, bullet hell bliss that maintain just the right level of challenge, and the dungeons leading to them are a blast to navigate through. It’s a game that isn’t trying to push either genre in a new direction; just a game that understands the genres its representing and executes them flawlessly. A recent update made the UI more readable on Steam Deck, and smoothed out some of the FPS drops that were happening during boss battles. If you’re not sure this unique genre combo is for you, there’s a demo on Steam. 2: Chained Echoes After recently finishing Sea of Stars, I still craved more of that classic JRPG charm and turn-based combat reminiscent of the 16-bit era. Fortunately, it was delivered in abundance when I stumbled across Chained Echoes. Do you love challenging and rewarding turn-based combat? Do you love mechs, dragons, and airships? Do you love the visual aesthetic of games like Chrono Trigger and Trials of Mana? Then it’s a strong bet you’re going to love this. Developed by one man over the course of 7 years, Chained Echoes takes all the JRPG tropes you grew up loving and inexplicably improves upon them. Clever combat hooks like the Overdrive System help to balance your tactics and keep you on your toes. An interesting “tag team” mechanic means you can have a total of 8 characters jumping in and out of combat to both avoid death and execute a variety of combo attacks. And there are some unconventional but refreshing twists, like the upgrade system, or the fact that party members regain all their HP and MP after each battle. It can be a bit rough around the edges in parts, but Chained Echoes is bursting with personality, memorable characters, and unexpected moments (don’t skip the turtle race). If you’re on the fence, a free demo is available on Steam. 3: Parking Garage Rally Circuit The Sega Saturn celebrated its 30th anniversary this year. And at first glance, one might wonder if Parking Garage Rally Circuit was somehow lost among the console’s short but much hyped slate of iconic arcade racers — such as the immortal Sega Rally or Daytona USA. Nope. It was released only a couple months ago but is clearly a loving homage to the distinct look, feel, and sound of Saturn-era racing games. But Parking Garage Rally Circuit isn’t on this list for merely being some clone of a classic. It’s on this list because it’s a shining example of a game that honors its roots but comes to the table with an impeccably executed twist: instead of traditional racetracks or street circuits, you’re speeding and drifting your way through a variety of creatively designed parking garages that are littered with obstacles. The meat of the game is time trials — simply getting through these chaotic courses as fast as possible. What makes it so compelling is the tight controls, exaggerated (and thus perfect) physics, amazing camera movement, cheerful and reverb-drenched announcer, and that absurdly catchy and energetic ska-inspired soundtrack. Seriously, the music — courtesy of the Holophonics — is inspired . Go listen to it on Bandcamp ! The small team of developers also packed in some bonuses for players who want to dial in the perfect retro aesthetic. Choose between graphics profiles like Original Hardware, Modern Emulator, and PC Port (I recommend the Modern Handheld option for Deck players). Play with a 4:3 aspect ratio. Even adjust CRT scanlines and CRT warp effects. I’m absolutely in love with this game. It makes me smile the moment I hear that infectious menu music. It’s the kind of game where gameplay is the only reward you need, where trying to shave off those precious seconds feels joyous instead of feeling like a chore. One that feels like it was meant to be experienced on a portable like the Steam Deck. Go get it!

NAPLES, Fla. -- Narin An handled the windy conditions with a hot putter on Thursday, making four straight birdies around the turn and finishing with an 8-under 64 for a one-shot lead in the CME Group Tour Championship. At stake for the 60-player field is a $4 million prize to the winner, the largest single-day payoff in women's golf. Nelly Korda already has won more than that during her sterling season of seven wins. Now she faces an eight-shot deficit over the next three days at Tiburon Golf Club if she wants to end her year in fitting fashion. Korda, coming off a victory last week, couldn't make amends for her three bogeys and had to settle for an even-par 72. She has come from behind in four of her victories, and still has 54 holes ahead of her. But it has made the task that much tougher. Everything felt easy for An, a 28-year-old from South Korea who has never won on the LPGA and has never cracked the top 10 in any of the 16 majors she has played. “Today my putt really good,” An said. “The speed was good and the shape was good. I just try to focus a little bit more.” She had a one-shot lead over Angel Yin, who shot 30 on the back nine, including an eagle on the par-5 17th hole that most players can easily reach in two. Former U.S. Women's Open champion Allisen Corpuz and Marina Alex were at 66, with Lydia Ko leading the group at 67. Despite the wind so typical along the Gulf Coast of Florida, 27 players — nearly half the field — shot in the 60s. “It's a good head start for the big ol' prize we get at the end of the week,” Yin said. Whoever wins this week is assured of breaking the 17-year-old LPGA record for most money earned in season. The record was set by Lorena Ochoa in 2007 at $4,364,994, back when the total prize money was about half of what it is now. Ochoa earned $1 million for winning the Tour Championship in 2007. The opening round followed a big night of awards for the LPGA Tour, where Korda officially picked up her first award as player of the year, which she clinched earlier this month . Ko was recognized for her big year, highlighted by an Olympic gold medal that put her into the LPGA Hall of Fame. She regained plenty of focus for the opening round on a course where she won just two years ago. “The course isn't easy,” Ko said. “I set a goal of shooting 3 under today, and somebody shot 8 under. I was like, ‘OK, maybe I need to make a few more birdies.’ It's a course that can get away from you as much as you can shoot some low scores, so I’m just trying to stick to my game plan and go from there.” Also in the group at 67 was Albane Valenzuela of Switzerland, already celebrating a big year with her debut in the Solheim Cup and her first appearance in the Tour Championship. She made a late run at her first LPGA title last week at Pelican Golf Club, and kept up her form. And she can see the finish line, which is appealing. “I everyone is looking at that $4 million price tag,” Valenzuela said. “I try not to look too much at the result. I feel like in the past I’ve always been stuck on results, and ultimately all I can do is control my own round, my own energy, my own commitment. “It's the last week of the year. It’s kind of the bonus week. No matter what, everyone is having a paycheck.” ___ AP golf: https://apnews.com/hub/golf

By ALANNA DURKIN RICHER WASHINGTON (AP) — One year after the Jan. 6, 2021 , U.S. Capitol attack, Attorney General Merrick Garland said the Justice Department was committed to holding accountable all perpetrators “at any level” for “the assault on our democracy.” That bold declaration won’t apply to at least one person: Donald Trump. Special counsel Jack Smith’s move on Monday to abandon the federal election interference case against Trump means jurors will likely never decide whether the president-elect is criminally responsible for his attempts to cling to power after losing the 2020 campaign. The decision to walk away from the election charges and the separate classified documents case against Trump marks an abrupt end of the Justice Department’s unprecedented legal effort that once threatened his liberty but appears only to have galvanized his supporters. The abandonment of the cases accusing Trump of endangering American democracy and national security does away with the most serious legal threats he was facing as he returns to the White House. It was the culmination of a monthslong defense effort to delay the proceedings at every step and use the criminal allegations to Trump’s political advantage, putting the final word in the hands of voters instead of jurors. “We always knew that the rich and powerful had an advantage, but I don’t think we would have ever believed that somebody could walk away from everything,” said Stephen Saltzburg, a George Washington University law professor and former Justice Department official. “If there ever was a Teflon defendant, that’s Donald Trump.” While prosecutors left the door open to the possibility that federal charges could be re-filed against Trump after he leaves office, that seems unlikely. Meanwhile, Trump’s presidential victory has thrown into question the future of the two state criminal cases against him in New York and Georgia. Trump was supposed to be sentenced on Tuesday after his conviction on 34 felony counts in his New York hush money case , but it’s possible the sentencing could be delayed until after Trump leaves office, and the defense is pushing to dismiss the case altogether. Smith’s team stressed that their decision to abandon the federal cases was not a reflection of the merit of the charges, but an acknowledgement that they could not move forward under longstanding Justice Department policy that says sitting presidents cannot face criminal prosecution. Trump’s presidential victory set “at odds two fundamental and compelling national interests: On the one hand, the Constitution’s requirement that the President must not be unduly encumbered in fulfilling his weighty responsibilities . . . and on the other hand, the Nation’s commitment to the rule of law,” prosecutors wrote in court papers. The move just weeks after Trump’s victory over Vice President Kamala Harris underscores the immense personal stake Trump had in the campaign in which he turned his legal woes into a political rallying cry. Trump accused prosecutors of bringing the charges in a bid to keep him out of the White House, and he promised revenge on his perceived enemies if he won a second term. “If Donald J. Trump had lost an election, he may very well have spent the rest of his life in prison,” Vice President-elect JD Vance, wrote in a social media post on Monday. “These prosecutions were always political. Now it’s time to ensure what happened to President Trump never happens in this country again.” After the Jan. 6 attack by Trump supporters that left more than 100 police officers injured, Republican leader Mitch McConnell and several other Republicans who voted to acquit Trump during his Senate impeachment trial said it was up to the justice system to hold Trump accountable. The Jan. 6 case brought last year in Washington alleged an increasingly desperate criminal conspiracy to subvert the will of voters after Trump’s 2020 loss, accusing Trump of using the angry mob of supporters that attacked the Capitol as “a tool” in his campaign to pressure then-Vice President Mike Pence and obstruct the certification of Democrat Joe Biden’s victory. Hundreds of Jan. 6 rioters — many of whom have said they felt called to Washington by Trump — have pleaded guilty or been convicted by juries of federal charges at the same courthouse where Trump was supposed to stand trial last year. As the trial date neared, officials at the courthouse that sits within view of the Capitol were busy making plans for the crush of reporters expected to cover the historic case. But Trump’s argument that he enjoyed absolute immunity from prosecution quickly tied up the case in appeals all the way up to the Supreme Court. The high court ruled in July that former presidents have broad immunity from prosecution , and sent the case back to the trial court to decide which allegations could move forward. But the case was dismissed before the trial court could get a chance to do so. Related Articles National Politics | After delay, Trump signs agreement with Biden White House to begin formal transition handoff National Politics | Rudy Giuliani in a courtroom outburst accuses judge in assets case of being unfair, drawing a rebuke National Politics | Surveillance tech advances by Biden could aid in Trump’s promised crackdown on immigration National Politics | Expecting challenges, blue states vow to create ‘firewall’ of abortion protections National Politics | Washington power has shifted. Here’s how the ACA may shift, too The other indictment brought in Florida accused Trump of improperly storing at his Mar-a-Lago estate sensitive documents on nuclear capabilities, enlisting aides and lawyers to help him hide records demanded by investigators and cavalierly showing off a Pentagon “plan of attack” and classified map. But U.S. District Judge Aileen Cannon dismissed the case in July on grounds that Smith was illegally appointed . Smith appealed to the Atlanta-based 11th U.S. Circuit Court of Appeals, but abandoned that appeal on Monday. Smith’s team said it would continue its fight in the appeals court to revive charges against Trump’s two co-defendants because “no principle of temporary immunity applies to them.” In New York, jurors spent weeks last spring hearing evidence in a state case alleging a Trump scheme to illegally influence the 2016 election through a hush money payment to a porn actor who said the two had sex. New York prosecutors recently expressed openness to delaying sentencing until after Trump’s second term, while Trump’s lawyers are fighting to have the conviction dismissed altogether. In Georgia, a trial while Trump is in office seems unlikely in a state case charging him and more than a dozen others with conspiring to overturn his 2020 election loss in the state. The case has been on hold since an appeals court agreed to review whether to remove Fulton County District Attorney Fani Willis over her romantic relationship with the special prosecutor she had hired to lead the case. Associated Press reporter Lisa Mascaro in Washington contributed.

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