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Microsoft co-founder Bill Gates once voiced his doubts about Bitcoin BTC/USD , stating that he would bet against the cryptocurrency if given the opportunity. What Happened : During an interview in 2018, Gates criticized Bitcoin’s lack of productivity as an asset class. “As an asset class, you’re not producing anything and so you shouldn’t expect it to go up. It’s kind of a pure ‘greater fool theory’ type of investment,” Gates told CNBC. He further added, “I agree I would short it if there was an easy way to do it.” Despite his criticism of Bitcoin and Initial Coin Offerings (ICOs), Gates acknowledged the potential of the underlying blockchain technology. "Bitcoin and ICOs, I believe completely of the crazier, speculative things," Gates added. He also said that someone once gave him some Bitcoin for his birthday, but he sold it a few years afterward. Also Read: Tech Titans Warm Up To Donald Trump, Who Says ‘Everybody Wants To Be My Friend,’ Claims Bill Gates Asked To Come To Mar-a-Lago Blockchain eliminates the need for a third-party intermediary, such as a bank, by quickly creating a secure, permanent record of a transaction between two parties. At the time of writing, Bitcoin was trading at $94,816.71. Why It Matters : Gates’ skepticism towards Bitcoin adds to the ongoing debate about the viability of cryptocurrencies. While the underlying blockchain technology is widely acknowledged for its potential to revolutionize various sectors, the volatility and lack of productivity of cryptocurrencies like Bitcoin continue to raise concerns among investors and industry leaders. Gates’ comments come at a time when Bitcoin’s value has seen significant fluctuations, further highlighting the risks associated with such investments. Read Next Bill Gates Surprised By Lack of Interest In These Essential But ‘Boring’ Topics This content was partially produced with the help of AI and was reviewed and published by Benzinga editors. © 2024 Benzinga.com. Benzinga does not provide investment advice. All rights reserved.

Trump team signs agreement to allow Justice to conduct background checks on nominees, staffRajkot: Amreli police busted a racket to defame BJP MLA Kaushik Vekariya after a complaint was lodged with Amreli city police station by Kishor Kanpariya, who is the president of Amreli Taluka Panchayat. He stated that his fake letterhead was created and circulated with a defamatory message about Vekariya. The police arrested Manish Vaghasiya and Ashok Mangroliya, both BJP workers, and Mangroliya is also a sarpanch of Jasvantgadh village. The police also arrested their aide Jeetu Khatra and Payal Goti, a computer operator, on Saturday. The police took all the accused for reconstruction of crime scene at Vaghasiya's office on Sunday in Amreli town. Talking to media persons, Sanjay Kharat, superintendent of police Amreli, said, "These four people committed this crime in connivance with each other. In a very short period of time, the district police arrested the accused with the help of technical analysis and human intelligence. We are investigating where this fake letterhead was created, who provided the guidance, and who else is involved in this." According to the FIR, a letter went viral on social media in which serious allegations were made. This letter was made using a fake letter pad of the Amreli Taluka Panchayat president and went viral. The letter was addressed to the state BJP office, in which it was written that "Vekariya was doing the administration of taluka panchayat and I have to sign the papers as per the instruction of Vekariya." The letter also allegedly stated that "Vekariya is promoting Congress people and BJP workers are upset with him and nobody is able to speak against him." The letter also alleged a nexus between the MLA and police. As this letter circulated Kanpariya told police that completely false allegations have been made to tarnish the reputation of the local MLA by misusing my fake letter pad and forging signatures.The police registered the offence under various sections of BNS and the Information Technology Act. Stay updated with the latest news on Times of India . Don't miss the yearly horoscope 2025 and Chinese horoscope 2025 for Rat , Ox , Tiger , Rabbit , Dragon , Snake , Horse , Goat , Monkey , Rooster , Dog , and Pig zodiac signs. Spread love this holiday season with these New Year wishes and messages .

Principal U.S. Small-Cap Multi-Factor ETF (NASDAQ:PSC) to Issue $0.08 DividendPerth couple Mohammad Shahidul Hasan Swapan and Sabrina Ahmed die trying to save daughter from drowningFantasy plays: Players to start and sit for NFL Week 13

Trump team signs agreement to allow Justice to conduct background checks on nominees, staffJEBA urges 'stronger' Jordan-EU economic ties to advance trade, investmentHC permits student to attend diploma classes, take exams

LONDON (AP) – It’s a sports fan’s perfect storage solution: Metal lockers that once held the sweat-stained shirts and muddy cleats of some of the world’s greatest football players are up for auction. Sotheby’s is selling 24 lockers from the dressing room of storied club Real Madrid. Used by the team between 2002 and 2022, they were removed from the Santiago Bernabéu Stadium during renovations. They went on public display at the auctioneer’s London showrooms on Wednesday. The storage spaces once used by players including Cristiano Ronaldo, David Beckham. Zinedine Zidane, Sergio Ramos and Luís Figo are being sold individually, with bidding starting at GBP10,000 (USD12,600) apiece. The lockers, and other artefacts from the team, are open for online bidding until November 26 in the sale, a joint venture between Sotheby’s and Real Madrid “memorabilia partner” Pursuit 3 Marketing Group. Sotheby’s said a portion of the auction proceeds would be donated to the club’s charitable Real Madrid Foundation. Sotheby’s sports and modern collectibles specialist Brendan Hawkes said it was a privilege “to offer these historic relics that give the public a glimpse behind the gilded curtain of the legendary Santiago Bernabéu and one of the world’s most decorated football clubs”. It’s also the latest sign that the world of sports memorabilia is booming, and spreading beyond the traditional mainstays of shirts and balls. In August, Sotheby’s sold Kobe Bryant’s locker from LA’s Staples Center for USD2.9 million. The all-time record for an item of sports memorabilia belongs to the jersey Babe Ruth wore when he famously called his shot during the 1932 World Series. It sold at Heritage Auctions in Dallas in August for USD24.12 million.Canadian investment fund Brookfield said Wednesday it has dropped its bid for Spanish pharmaceutical firm Grifols following disagreement over its valuation. Brookfield and the Grifols family, which owns about a third of the Barcelona-based company that makes medicine derived from blood plasma, have since July been in talks to take it private. Earlier this month Brookfield made a 6.45-billion-euro bid for Grifols, offering a tentative non-binding price of 10.50 euros ($11) per share. Grifols swiftly rejected the bid, saying it "significantly underestimated the fundamental prospects and long-term potential" of the company. In a statement sent to Spanish stock market regulator CNMV, Brookfield said it was "not in a position to continue with a potential offer" for Grifols. Grifols said its board agreed that "it is not feasible that the transaction goes ahead" and remains focused on "improving the company's long-term value". Its share price plunged in January after US hedge fund Gotham City released a research note accusing the company of "manipulating" its reported debt and operational results to "artificially reduce" its debt ratio, and therefore its financing costs. Grifols has repeatedly denied the allegations. Gotham City is a prominent "short-seller" hedge fund that borrows stock in a company and sells it, hoping to buy it back cheaper to return it to the lender and pocket the difference. Grifols traces its history back to 1909, first as a blood analysis and transfusion laboratory before specialising in products derived from blood plasma. It is present in more than 30 countries including Australia, the United States and Japan. It posted revenue of 6.6 billion euros in 2023, a 10.9 percent increase over the previous year. vab/imm/cw

ATLANTA — As she checked into a recent flight to Mexico for vacation, Teja Smith chuckled at the idea of joining another Women’s March on Washington. As a Black woman, she just couldn’t see herself helping to replicate the largest act of resistance against then-President Donald Trump’s first term in January 2017. Even in an election this year where Trump questioned his opponent’s race, held rallies featuring racist insults and falsely claimed Black migrants in Ohio were eating their neighbors’ pets, he didn't just win a second term. He became the first Republican in two decades to clinch the popular vote, although by a small margin. Supporters of Democratic presidential nominee Vice President Kamala Harris hold their fists in the air after she delivered a concession speech after the 2024 presidential election Nov. 6 on the campus of Howard University in Washington. “It’s like the people have spoken and this is what America looks like,” said Smith, the Los Angeles-based founder of the advocacy social media agency, Get Social. “And there’s not too much more fighting that you’re going to be able to do without losing your own sanity.” After Trump was declared the winner over Democratic Vice President Kamala Harris, many politically engaged Black women said they were so dismayed by the outcome that they were reassessing — but not completely abandoning — their enthusiasm for electoral politics and movement organizing. Black women often carry much of the work of getting out the vote in their communities. They had vigorously supported the historic candidacy of Harris, who would have been the first woman of Black and South Asian descent to win the presidency. Harris' loss spurred a wave of Black women across social media resolving to prioritize themselves, before giving so much to a country that over and over has shown its indifference to their concerns. AP VoteCast, a survey of more than 120,000 voters, found that 6 in 10 Black women said the future of democracy in the United States was the single most important factor for their vote this year, a higher share than for other demographic groups. But now, with Trump set to return to office in two months, some Black women are renewing calls to emphasize rest, focus on mental health and become more selective about what fight they lend their organizing power to. “America is going to have to save herself,” said LaTosha Brown, co-founder of the national voting rights group Black Voters Matter. She compared Black women’s presence in social justice movements as “core strategists and core organizers” to the North Star, known as the most consistent and dependable star in the galaxy because of its seemingly fixed position in the sky. People can rely on Black women to lead change, Brown said, but the next four years will look different. “That’s not a herculean task that’s for us. We don’t want that title. ... I have no goals to be a martyr for a nation that cares nothing about me,” she said. Supporters cheer during a community rally with Democratic presidential nominee Vice President Kamala Harris on Oct. 27 in Philadelphia. AP VoteCast paints a clear picture of Black women's concerns. Black female voters were most likely to say that democracy was the single most important factor for their vote, compared to other motivators such as high prices or abortion. More than 7 in 10 Black female voters said they were “very concerned” that electing Trump would lead the nation toward authoritarianism, while only about 2 in 10 said this about Harris. About 9 in 10 Black female voters supported Harris in 2024, according to AP VoteCast, similar to the share that backed Democrat Joe Biden in 2020. Trump received support from more than half of white voters, who made up the vast majority of his coalition in both years. Like voters overall, Black women were most likely to say the economy and jobs were the most important issues facing the country, with about one-third saying that. But they were more likely than many other groups to say that abortion and racism were the top issues, and much less likely than other groups to say immigration was the top issue. Despite those concerns, which were well-voiced by Black women throughout the campaign, increased support from young men of color and white women helped expand Trump’s lead and secured his victory. Politically engaged Black women said they don’t plan to continue positioning themselves in the vertebrae of the “backbone” of America’s democracy. The growing movement prompting Black women to withdraw is a shift from history, where they are often present and at the forefront of political and social change. One of the earliest examples is the women’s suffrage movement that led to ratification in 1920 of the 19th Amendment to the Constitution, which gave women the right to vote. Black women, however, were prevented from voting for decades afterward because of Jim Crow-era literacy tests, poll taxes and laws that blocked the grandchildren of slaves from voting. Most Black women couldn’t vote until the Voting Rights Act of 1965. Black women were among the organizers and counted among the marchers brutalized on the Edmund Pettus Bridge in Alabama, during the historic march in 1965 from Selma to Montgomery that preceded federal legislation. Decades later, Black women were prominent organizers of the Black Lives Matter movement in response to the deaths of Black Americans at the hands of police and vigilantes. In his 2024 campaign, Trump called for leveraging federal money to eliminate diversity, equity and inclusion programs in government and discussions of race, gender or sexual orientation in schools. His rhetoric on immigration, including false claims that Black Haitian immigrants in Springfield, Ohio, were eating cats and dogs, drove support for his plan to deport millions of people. Tenita Taylor, a Black resident of Atlanta who supported Trump this year, said she was initially excited about Harris’ candidacy. But after thinking about how high her grocery bills have been, she feels that voting for Trump in hopes of finally getting lower prices was a form of self-prioritization. “People say, ‘Well, that’s selfish, it was gonna be better for the greater good,''' she said. “I’m a mother of five kids. ... The things that (Democrats) do either affect the rich or the poor.” Where can Black women feel supported and flourish financially? When posed that question, Dr. Lori Martin, a professor of African and African American studies and sociology at Louisiana State University, had this to say: "A livable place for Black women is safe, and for women with children, it is home to schools where all students have access to an excellent education. It would also be diverse, with a visible and thriving Black community, including Black businesses." While the socioeconomic realities of our current time touch all corners of the country, there are pockets of the U.S. where the wealth gap narrows and Black women have more opportunities. MoneyGeek analyzed data on income, the cost of crime , homeownership , and poverty levels from 164 cities across the United States to rank the best — and worst — cities for Black women to live and financially flourish in. MoneyGeek ranked 164 cities with populations greater than 65,000 from the best to the worst for Black women. The ranking includes analysis of income, poverty rate, homeownership, educational attainment and health insurance gaps between Black women and the entire population nationally and locally. The size of the local Black population and the cost of crime in the area were included in the ranking to reflect the presence of the Black community and safety, respectively. Southfield — a suburb of Detroit — and Pearland — a Houston suburb — ranked as the top two cities in the analysis. Notably, Southern cities make up the majority of cities in the top 25, with 13 located in this region. In contrast, Minneapolis, Minnesota, ranked as the worst city for Black women. In Minneapolis, Black women face high poverty rates in absolute and relative terms and have low rates of health insurance coverage compared to the cities analyzed. Meanwhile, Miami ranks as the second least favorable city, with a significant local income gap — there, white men earn almost triple the income of Black women. Income disparity is a key measure of how well Black women are doing today. For each city in the analysis, we calculated the local Equal Pay Day — the day in the following year when Black women would make an equivalent amount as white men — using the median income of Black women working full time and the median income of white men working full time in each locality. In Carson, California, the median pay of Black women is higher than the median pay of white men. However, in Evanston, Illinois, Black women make just over a third of white men's earnings, meaning they would need to work until September 24, 2024, to earn the equivalent of a white man's 2022 pay. Economic challenges faced by Black women include restricted career advancement opportunities, insufficient health insurance, and inadequate retirement savings. Survey data from Goldman Sachs indicates that 42% of Black women perceive limited career growth opportunities compared to 35% of U.S. adults, and merely 43% are able to obtain health insurance through their employer, in contrast to 53% nationwide. Additionally, 71% of Black women feel they are living paycheck to paycheck, compared to 63% of the general population. The intersection of racial and gender bias contributes to these challenges, resulting in low-wage jobs and a considerable wealth gap. Our analysis validates this, demonstrating that Black women who work full-time, year-round, earn 64 cents for every dollar white men earn working full-time, year-round. Less access to economic opportunities puts Black women at a disadvantage in building wealth. The FDIC's National Survey of Unbanked and Underbanked Households found that 11.3% of Black households were unbanked compared to just 2.1% of white households. Unbanked households are credit invisible — that is, they don't have a credit history and, therefore, can't build credit. Having no credit history makes it difficult to utilize credit cards to manage cash needs and mortgages to buy homes. Advocating for economic opportunities for Black women The struggle for economic equity remains a persistent challenge for Black women in America, who have historically faced systemic wage disparities and employment obstacles. However, there are tools and resources that can provide Black women with economic opportunities and empowerment. Dr. Ukanwa shares additional solutions, such as: 1. Invest in education: Research has already shown that degrees increase lifetime earnings, close some societal gaps, and increase job security. But if degrees are not your path, it also means continuing to build that knowledge and expertise in something you can be the best at. Figure out your expertise and what you bring to the table. 2. After building your expertise in a field, build your reputation and personal brand: With an excellent reputation and personal brand, people will start to seek you out rather than the other way around. This increases the worth of your expertise. 3. Find out what your expertise is worth: Educate yourself on how to negotiate . Negotiate to be paid what you are worth. 4. Get into the habit of ownership: Build your own equity, which decreases the dependence on someone else for your income. For example, this could be your own business, stocks , or real estate. To rank the best cities for Black women, MoneyGeek analyzed data from the American Community Survey , MoneyGeek's Safest Cities and Safest Small Cities and Towns studies, and the Bureau of Economic Analysis. The analysis started with over 500 places in America with populations of 65,000 or more. Places without granular data about Black women or lacking other data points for the analysis were removed to get to the final set of 164 cities. The ranking of the best cities for Black women was based on eight factors: safety, Black population, educational attainment, poverty rates, income, employment, health insurance, and homeownership. Each factor was weighted equally and scaled to a score between 0 and 1. The factors were calculated as follows: Safety (full weight): This metric equally comprises two metrics. Percent of local population that is Black (full weight): This percentage represents the proportion of Black individuals within a city's total population, as reported by the United States Census Bureau's five-year American Community Survey (ACS) from 2021, the most recent data available. Educational attainment (full weight): This metric equally comprises two metrics. Poverty rate (full weight): The percentage point difference between the city's rate of Black women earning at or above the poverty level and the rate of all women living above the poverty level nationally. This finding comes from the 2021 Census ACS five-year data, the latest available source covering over 200 cities. Income (full weight): This factor equally comprises two metrics. Employment (full weight): The difference in percentage points between the Black female employment rate and the white male employment rate in the locality. Health insurance (full weight): This metric reveals the percentage point difference between Black women (ages 19-64) and white men (ages 19-64) with health insurance. This information comes from the Census ACS five-year data from 2021, the most recent data source available. Black female homeownership (full weight): This factor comprises three metrics. The full data set can be found here . This story was produced by MoneyGeek and reviewed and distributed by Stacker Media. Be the first to know Get local news delivered to your inbox!

Thiruvananthapuram: The 92nd Sivagiri pilgrimage is set to officially commence on Monday with a flag-hoisting ceremony at 7:30am. Sree Narayana Dharma Sangham Trust president Satchidananda Swami will hoist the flag. The official inauguration of the event will later be done by LSG minister MB Rajesh. Trust general secretary Swami Shubhananda will deliver the blessing speech, while Swami Asanganandagiri will lead a remembrance of Sree Narayana Guru . A series of conferences will mark the day, starting with an education conference, inaugurated by minister V Sivankutty. Finance minister K N Balagopal will inaugurate the science and technology conference at 2pm, which will be attended by prominent scientists Anantharamakrishnan and Achyuth Shankar S Nair. The evening will feature a conference on hygiene and higher education, presided over by Kadakampally Surendran MLA, while cultural programmes will be inaugurated by actor Mallika Sukumaran. The event will also feature a host of dignitaries, including Adoor Prakash MP, Ramesh Chennithala MLA, and former Union minister V Muraleedharan. This year the pilgrimage started on Dec 15 to ease crowding and it will conclude on Jan 5. Stay updated with the latest news on Times of India . Don't miss the yearly horoscope 2025 and Chinese horoscope 2025 for Rat , Ox , Tiger , Rabbit , Dragon , Snake , Horse , Goat , Monkey , Rooster , Dog , and Pig zodiac signs. Spread love this holiday season with these New Year wishes and messages .Are you tracking your health with a device? Here’s what could happen with the data

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